203 Sand Oak Blvd Panama City Beach, FL 32413

Discover coastal living at its finest on the highly sought-after west end of Panama City Beach--a true hidden gem known for its quiet, peaceful vibe, away from the hustle and bustle of the busier parts of PCB, just ¼ mile from Beach Access 84, and only about 6 miles from 30A and its charming beach communities. This beautifully maintained 3-bedroom, 2.5-bath townhome, built by Beazer Homes--renowned for quality construction and thoughtful design--is located in the desirable Whisper Dunes community, placing you moments from the stunning white-sand beaches of the Gulf. Inside, you'll find luxury vinyl plank flooring throughout the main level and new carpet upstairs (2023). The kitchen features stainless steel appliances, including a new dishwasher (2025), along with a convenient breakfast bar--perfect for everyday living or entertaining. A half bath and 1-car garage complete the first floor. Upstairs offers three spacious bedrooms, two full baths, and a dedicated laundry room, providing comfort and functionality for full-time living or a beach retreat. Major Updates = Peace of Mind This home is truly LOW MAINTENANCE, with all major systems already taken care of: New Roof (2023) New Carpet Upstairs (2023) New Water Heater (2025) New Dishwasher (2025) New HVAC System (2026) Whisper Dunes offers resort-style amenities, including a community pool, relaxing cabana, walking trails, and pet stations. The neighborhood is also golf cart-friendly, making it easy to enjoy the laid-back coastal lifestyle. Even better, the HOA covers lawn maintenance, pool access, exterior paint/power washing, and the roof, allowing you to enjoy worry-free living in a beautifully maintained community.