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$424,000
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Property Description
Currently under contract, seller accepting backup offers. Welcome to Palmetto Trace, one of Panama City Beach's most desirable golf cart-friendly communities, where location, lifestyle, and convenience come together. Perfectly situated in the heart of Panama City Beach, this beautifully maintained home is just minutes from Pier Park, Frank Brown Park, the beach, Gayle's Trails, Topgolf, Pirate's Voyage Dinner & Show, and countless shopping, dining, and entertainment options. Inside, you'll find soaring vaulted ceilings, abundant natural light, and hardwood flooring throughout most of the home, creating a warm and inviting atmosphere. The recently renovated kitchen is designed for both everyday living and entertaining, featuring elegant quartz countertops, stainless steel appliances, abundant cabinetry, and a functional layout that opens to the main living areas. The spacious primary suite is a true retreat, offering French door access to the screened-in porch, two walk-in closets, and a private en-suite bath complete with a relaxing garden tub. Step outside to enjoy the screened patio, providing the ideal indoor-outdoor living space overlooking the low-maintenance fenced backyard. 2 additional bedrooms share a second bathroom. Additional highlights include a two-car garage with plenty of room for vehicles, storage, and all your beach lifestyle essentials. Palmetto Trace offers exceptional community amenities with a low annual HOA fee that includes professional management, trash service, sidewalks, two community pools with covered cabanas, tree-lined streets, and underground utilities. Two convenient neighborhood entrances make getting around effortless. The location truly sets this home apart. Enjoy easy access to Pier Park's premier shopping, dining, and entertainment, Frank Brown Park's renowned sports facilities, Aaron Bessant Park's concerts and community events, Russell-Fields Pier, Panama City Beach's dog-friendly beach, and Northwest Florida Beaches International Airport, located approximately 15 minutes away. The future Tallahassee Memorial Hospital campus nearby is expected to bring additional convenience and long-term value to the area. Whether you're looking for a full-time residence, a second home, or an investment in one of Panama City Beach's most sought-after communities, this home offers the perfect combination of comfort, convenience, and coastal living. Roof replaced 2021, HVAC 2018, Water Heater 2017 'Age, Square Footage, lot and room sizes approx, if important please verify.
Full Property Details
Full Property Details for 204 Middleburg Dr
General
- Sold For: $424,000
- HOA FEE: $83/month
- HOA FEE FREQ.: Quarterly
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 793320
- Added to Site: 51 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Double Vanity, Main Level Primary, Soaking Tub, Tub Shower, Walk-In Closet(s)
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Gazebo
- Pool: Yes
- Pool Description: Fenced, In Ground, Community
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Covered, Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Palmetto Trace
- Driving Directions: Hwy 98 West from the Hathaway Bridge, Right onto Pier Park Dr. Right onto Brunswick Blvd. Right onto Middleburg Dr. Home is on your left.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Association Management, Legal/Accounting, Pool(s), Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Heat Pump
- Heating Type: Central, Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available, Underground Utilities
Structural Information
- Architectural Style: Traditional
- Construction: Stucco
- Roof: Shingle
- Windows: Double Pane Windows
- Sq. Ft. Source: Appraiser
- Year Built: 2005
Lot Features
- Lot Size (Acres): 0.2
- Lot Size (Sq. Ft.): 8,540
- Lot Size: .2
- Lot Dimensions: 70 x 122
- Frontage: City Street
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced, Privacy
Financial Considerations
- Association Fee: $249
- Assoc Fee Freq.: Quarterly
Disclosures and Reports
- Legal Description: PALMETTO TRACE PHASE IV LOT 332 ORB 3959 P 2149
- Property ID: 32738-980-247
Listed by Local Insight Realty
Sold by Non-Member Office
Get Pre-Approved Today
Schools
Schools serving 204 Middleburg Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 2.5 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 1.4 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 204 Middleburg Dr
Date
Details
Price
Change
Source
9/25/2026
Sold
$424,000
—
MLS
8/18/2026
Price Reduced
$424,000
-0.24%
MLS
7/30/2026
Listed
$425,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
204 Middleburg Drive, Panama City Beach, FL 32413 (MLS# 793320) is a Single Family property that was sold at $424,000 on September 25, 2026. Want to learn more about 204 Middleburg Drive? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

