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$475,000
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Property Description
At 204 Windsor Way, meticulous care meets everyday convenience in one of Panama City Beach's most consistently well-kept neighborhoods. This single-level, 1,796-SF, 3-bed/2-bath residence has just been freshly painted and lives clean and contemporary with resilient vinyl flooring throughout and tile in the kitchen and baths. The heart of the home is an updated cook's kitchen-granite countertops, shaker cabinetry, and brand-new appliances-framed for casual gatherings and efficient daily use. A rare bonus is the fully air-conditioned Florida room at the rear of the home: a bright, flexible extension of the living space that invites morning coffee, afternoon reading, or an easy overflow when hosting. Outside, thoughtful landscaping and a manicured lawn underscore the home's turn-key condition. Palmetto Trace is prized for its community fabric and amenities-residents enjoy sidewalks that link the neighborhood, green spaces, and two community pools-placing everyday recreation just steps from the front door. Moments from Pier Park's shopping, dining, movies, and live-music venues, the address delivers the walkable/golf-cart lifestyle that defines this central PCB corridor, and the beach is a quick cruise away. Adjacent Frank Brown Park adds a city-scale backyard with ball fields, trails, playgrounds, and an aquatic center; nearby markets and daily conveniences (including Earth Fare) simplify errands, while ongoing regional investment along Highway 79-including the new hospital campus-continues to elevate long-term appeal. Inside, the split-bedroom plan gives the primary suite comfortable separation, while secondary bedrooms flex easily as guest rooms or a dedicated office. Practical upgrades-newer finishes, hard-surface floors end-to-end, and that climate-controlled sunroom-pay off in both livability and low maintenance. Offered mostly furnished (with limited exclusions; terms negotiable), and with a well-kept golf cart available to convey with an acceptable offer, this is central PCB living made easy-quiet street, strong community, and a move-in-ready home close to everything.
Full Property Details
Full Property Details for 204 Windsor Way
General
- Price: $475,000
- Taxes: $3,767 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 780411
- Updated: 1/10/2026
- Added to Site: 94 day(s) ago
Interior
- Number of Rooms: 3
- Appliances: Convection Oven, Electric Cooktop, Electric Oven, Ice Maker
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Picnic Area
- Pool: Yes
- Pool Description: Community
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Patio
- Porch/Patio/Deck: Patio, Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: Palmetto Trace
- Driving Directions: From ECP, exit the terminal onto FL-388 and head west about 4 miles to FL-79; turn left (south) and continue roughly 8-10 miles toward Panama City Beach. At US-98/Back Beach Rd, turn left (east), go about 0.7-1 mile, then turn left into Palmetto Trace at Cambridge Blvd (intersection with Back Beach Rd). Take the first right onto Windsor Way; 204 will be on the left.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, Underground Utilities
Structural Information
- Architectural Style: Coastal
- Construction: Wood Frame
- Windows: Double Pane Windows
- Sq. Ft. Source: Appraiser
- Year Built: 2005
Lot Features
- Lot Size (Acres): 0.2
- Lot Size (Sq. Ft.): 8,712
- Lot Size: .2
- Lot Dimensions: 71 x 125
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Privacy
Financial Considerations
- Tax Amount: $3,767
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: PALMETTO TRACE PHASE IV LOT 298 ORB 2646 P 1000 ORB 2704 P 214
- Property ID: 32738-980-213
Listed by Corcoran Reverie
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Schools
Schools serving 204 Windsor Way
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 2.5 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 1.5 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 204 Windsor Way
Date
Details
Price
Change
Source
10/15/2025
Listed
$475,000
94.51%
MLS
10/28/2005
Sold
$244,200
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 204 Windsor Way
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,767
-4%
$339,581
4%
2023
$3,930
32%
$326,415
32%
2021
$2,974
-10%
$248,211
-18%
2022
$3,287
11%
$300,925
27%
2021
$2,974
17%
$236,565
17%
2019
$2,533
11%
$201,935
10%
2018
$2,278
12%
$183,577
4%
2017
$2,037
-1%
$176,358
-1%
2016
$2,055
-4%
$177,753
-1%
2015
$2,140
-1%
$179,496
-2%
2014
$2,170
10%
$182,356
—
2013
$1,968
—
$182,588
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 204 Windsor Way
204 Windsor Way, Panama City Beach, FL 32413 (MLS# 780411) is a Single Family property with 3 bedrooms and 2 full bathrooms. 204 Windsor Way is currently listed for $475,000 and was received on October 15, 2025. Want to learn more about 204 Windsor Way? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

