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$495,000
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Property Description
Welcome home to Palmetto Trace -- one of Panama City Beach's most sought-after neighborhoods, and one of the best price per square foot homes in the community. This spacious 4-bedroom, 2-bathroom home offers 2,347 square feet of thoughtfully designed living space, giving you the room to spread out without the price tag you'd expect. Inside, you'll find generous living areas and bedrooms built for life -- room for family, guests, a home office, or all three. The kitchen area has been opened up and upgraded to give the home an even more open feeling. New roof in 2025, New HVAC in 2025, and freshly painted in 2026! Located in the heart of Palmetto Trace, you're just minutes from the sugar-white sands and emerald water Panama City Beach is famous for, plus nearby shopping, dining, and everything else that makes this stretch of the Gulf Coast so popular with buyers. Square footage this size at this price point doesn't last in this neighborhood. Homes with this kind of value are getting snapped up fast, and this one won't be the exception. If you've been waiting for the right combination of space, location, and price, this is it.
Full Property Details
Full Property Details for 205 Windsor Way
General
- Price: $495,000
- HOA FEE: $83/month
- HOA FEE FREQ.: Quarterly
- Taxes: $4,463 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 793913
- Updated: 8/13/2026
- Added to Site: 14 day(s) ago
Interior
- Number of Rooms: 5
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Palmetto Trace Phase IV
- Driving Directions: Take Back Beach Road west and turn right at the last Pier Park light. Turn right into Palmetto Trace and then right again on Windsor. Home will be on the right.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Association Management, Legal/Accounting, Pool(s)
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected
Structural Information
- Architectural Style: Ranch
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 2005
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,841
- Lot Size: .18
- Lot Dimensions: 65 x 120
Financial Considerations
- Association Fee: $249
- Assoc Fee Freq.: Quarterly
- Tax Amount: $4,463.64
- Tax Year: 2025
Disclosures and Reports
- Legal Description: PALMETTO TRACE PHASE IV LOT 303 ORB 4233 P 555
- Property ID: 32738-980-218
Listed by CENTURY 21 AllPoints Realty
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Schools
Schools serving 205 Windsor Way
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 2.5 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 1.5 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 205 Windsor Way
Date
Details
Price
Change
Source
8/12/2026
Listed
$495,000
45.59%
MLS
3/16/2020
Sold
$340,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 205 Windsor Way
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,341
—
$393,799
3%
2024
$4,341
3%
$382,701
3%
2023
$4,220
19%
$371,554
26%
2021
$3,557
-5%
$295,234
-18%
2022
$3,734
5%
$360,732
62%
2021
$3,557
59%
$222,705
2%
2019
$2,237
—
$217,698
2%
2018
$2,231
11%
$213,639
2%
2017
$2,003
-1%
$209,245
-1%
2016
$2,026
-4%
$211,103
-1%
2015
$2,121
-2%
$213,309
-2%
2014
$2,157
9%
$216,631
—
2013
$1,974
—
$217,325
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 205 Windsor Way
205 Windsor Way, Panama City Beach, FL 32413 (MLS# 793913) is a Single Family property with 4 bedrooms and 2 full bathrooms. 205 Windsor Way is currently listed for $495,000 and was received on August 12, 2026. Want to learn more about 205 Windsor Way? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

