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$640,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
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Great opportunity on the quiet West End of Panama City Beach - just 3 blocks from the beach and perfectly positioned for a strong short-term rental or personal getaway. This beach house offers a projected annual gross rental income of $54,000-$78,000 and has been thoughtfully expanded with an additional 700 square feet by converting the adjacent garage into a fully functional living space. The new addition includes 1 Bedroom, a Full Bathroom, a Bunk room, and a Full Living room, creating a separate guest suite that adds flexibility and increased rental potential. The main home features 2 Bedrooms and 2 Full Bathrooms, providing comfortable coastal living in a peaceful area while still being close to the beach and everything PCB has to offer. If you're looking for a turnkey investment or beach retreat with great income potential, this property is worth a look. Reach out today to schedule a showing.

Full Property Details for 21401 Hilltop Ave

General

  • Price: $640,000
  • Taxes: $4,909 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 786385
  • Updated: 3/5/2026
  • Added to Site: 26 day(s) ago

Interior

  • Number of Rooms: 3
  • Appliances: Electric Cooktop, Electric Range, Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Porch/Patio/Deck: Covered, Patio, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Paved

Location

  • County: Bay
  • Subdivision: Riviera Beach
  • Driving Directions: Heading East on Front Beach Road from US98 from Lake Powell Bridge, turn Left on Riviera Drive, turn Right on Hilltop Ave, property will be on your right.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Coastal
  • Construction: Stucco
  • Roof: Composition, Metal, Shingle
  • Sq. Ft. Source: Owner
  • Year Built: 1991

Additional Structures

  • Other Structures: Guest House

Lot Features

  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,489
  • Lot Size: .13
  • Lot Dimensions: 50 x 110
  • Frontage: City Street
  • Fencing (Description): Full, Fenced

Financial Considerations

  • Tax Amount: $4,909
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: RIVIERA BEACH MAP-13B4- LOT 166 ORB 2025 P 2107
  • Property ID: 35530-000-000

Listed by Christies International Real Estate Emerald Coast

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Listing agent

— 21401 Hilltop Ave —

  • Christies International Real Estate Emerald Coast

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 21401 Hilltop Ave

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-56 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-86.7 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-128.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 21401 Hilltop Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/05/2026
Listed
$640,000
37.63%
MLS
7/25/2024
Sold
$465,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 21401 Hilltop Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,869
62%
$396,048
30%
2024
$2,999
14%
$305,621
20%
2023
$2,627
46%
$254,563
66%
2021
$1,798
-16%
$153,211
-28%
2022
$2,153
20%
$214,075
49%
2021
$1,798
22%
$143,220
24%
2019
$1,479
9%
$115,887
10%
2018
$1,359
4%
$105,352
5%
2017
$1,310
-2%
$100,740
—
2016
$1,335
-2%
$100,893
1%
2015
$1,356
1%
$99,717
1%
2014
$1,346
12%
$99,088
-1%
2013
$1,206
—
$99,878
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Christies International Real Estate Emerald Coast

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21401 Hilltop Avenue, Panama City Beach, FL 32413 (MLS# 786385) is a Single Family property with 3 bedrooms and 3 full bathrooms. 21401 Hilltop Avenue is currently listed for $640,000 and was received on March 06, 2026. Want to learn more about 21401 Hilltop Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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