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$949,000
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Property Description
Luxury Coastal Living with Gulf Views & Instant Equity! Welcome to your renovated 4-bedroom, 4-bath coastal retreat-a rare STR-ready investment opportunity offering Gulf views from the third-floor master suite, modern finishes throughout, and instant equity with a recent appraisal at $1.2 million. This 2,633 sq ft home has been thoughtfully updated from top to bottom, blending upscale comfort with beachside convenience. Located south of Hwy 98 in a prime, no-HOA neighborhood, this property is perfect for investors, full-time residents, or those seeking a high-performing short-term rental near 30A and Rosemary Beach. Home Features: Renovated throughout with new floors, lighting, and stylish finishes Gulf views from the luxurious third-floor master suite New roof (2022) for long-term peace of mind Updated kitchen and bathrooms with modern cabinets and fixtures Mother-in-law suite on the 1st floor - ideal for guests or rental flexibility Kitchens on both first and top floors, plus laundry on both levels for convenience New epoxy flooring in the garage and coveted garage space - rare this close to the beach! Dual AC units efficiently cool all three levels 8-ft privacy fence surrounding the backyard - ready for outdoor living, grilling, or even a club pool Golf cart access to the beach and just 2 minutes to public beach access 10 minutes to Rosemary Beach, 10-minute walk to the shoreline, and surrounded by top local restaurants and attractions Whether you're looking for a turnkey rental property or a luxury second home, this beachside gem delivers the best of both worlds: strong investment potential, thoughtful updates, and that relaxed 30A lifestyle. No HOA, instant equity, and Gulf views - this one checks every box. Schedule your private showing today!
Full Property Details
Full Property Details for 21811 Palm Ave
General
- Price: $949,000
- Taxes: $4,973 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 782139
- Updated: 12/28/2025
- Added to Site: 53 day(s) ago
Interior
- Number of Rooms: 4
- Appliances: Electric Cooktop, Electric Oven, Electric Range
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: Deck
- Porch/Patio/Deck: Balcony, Deck
Parking
- Garage: Yes
- Garage Spaces: 1
Location
- County: Bay
- Subdivision: Riviera Beach
- Driving Directions: From US 98 heading south, turn left onto Kelly Street, then make another left onto Palm Avenue.
School Information
- Elementary School: West Bay
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Structural Information
- Architectural Style: Coastal
- Sq. Ft. Source: Appraiser
- Year Built: 2006
Lot Features
- Property View: Gulf
- Lot Size (Acres): 0.12
- Lot Size (Sq. Ft.): 5,227
- Lot Size: .12
- Lot Dimensions: 100 x 50
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water View: Yes
Financial Considerations
- Tax Amount: $4,973
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: RIVIERA BEACH 1ST ADD LOT 125 MAP-13B3- ORB 1305 P 1148 ORB 2550 P 2338
- Property ID: 35873-000-000
Listed by LPT Realty LLC
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Schools
Schools serving 21811 Palm Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
West Bay Elementary School 14813 School Dr, Panama City Beach, FL 32413 | K-5 | 6.3 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 7.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 9.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 21811 Palm Ave
Date
Details
Price
Change
Source
12/28/2025
Price Reduced
$949,000
-5.01%
MLS
11/26/2025
Listed
$999,000
63.77%
MLS
2/26/2024
Sold
$610,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 21811 Palm Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,973
11%
$456,762
18%
2023
$4,462
36%
$388,362
44%
2021
$3,277
-8%
$269,920
-14%
2022
$3,560
9%
$312,521
22%
2021
$3,277
7%
$256,273
4%
2019
$3,075
6%
$246,319
8%
2018
$2,892
5%
$227,845
6%
2017
$2,755
-2%
$215,418
—
2016
$2,815
-3%
$216,167
—
2015
$2,903
-1%
$216,962
-1%
2014
$2,936
11%
$219,739
-1%
2013
$2,639
—
$222,535
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 21811 Palm Ave
21811 Palm Avenue, Panama City Beach, FL 32413 (MLS# 782139) is a Single Family property with 4 bedrooms and 4 full bathrooms. 21811 Palm Avenue is currently listed for $949,000 and was received on November 26, 2025. Want to learn more about 21811 Palm Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

