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$404,000
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Property Description
Welcome to 21823 Marlin Ave, a charming, Old Florida, coastal cottage where classic Florida architecture meets modern Florida living in the heart of the up and coming West End of Panama City Beach. The quoted 880 square feet does not include the 268 square feet of enclosed sunroom space - there is 1,148 square feet enclosed under the roof. Desirably located in the non-HOA, golf cart and short-term rental friendly community of Riviera Beach, this classic beach home is positioned just a few blocks from Front Beach Road and the Gulf. With multiple public beach access points to choose from, you can be enjoying the area's white sand beaches and relaxing coastal breezes within minutes by golf cart or bike. Welcome to 21823 Marlin Ave, a charming, Old Florida, coastal cottage where classic Florida architecture meets modern Florida living in the heart of the up and coming West End of Panama City Beach. Desirably located in the non-HOA, golf cart and short-term rental friendly community of Riviera Beach, this classic beach home is positioned just a few blocks from Front Beach Road and the Gulf. With multiple public beach access points to choose from, you can be enjoying the area's white sand beaches and relaxing coastal breezes within minutes by golf cart or bike. Whether you are seeking a primary residence, a personal vacation getaway for you and your family, or a short-term rental investment property, this home delivers the ultimate flexibility for a laid-back Florida lifestyle. This cinder block home was designed to be durable, and has been upgraded throughout the years to enhance the durability and efficiency of the home. Some upgrades include a high-quality metal roof, an enclosed sun room, and durable bamboo flooring installed throughout the home's living spaces. Fully paid-off solar panels offset much of the current owner's power bill, adding sustainability and energy savings to the list of items that make this home just as practical as it is charming. As you step inside the home you are welcomed by a spacious enclosed sun room that offers an abundance of afternoon light and plenty of flexibility to utilize the space in a variety of ways, depending on your needs. The options are endless, and the sun room could be utilized as a generous home office, a cozy bonus sleeping area, a game room, a kids playroom or home school learning area or even to store your beach kayaks and fishing gear, if desired. The sturdy tile flooring offers durability and ease of maintenance allowing you peace of mind that the space can be utilized by kids and pets without concern for longevity. The sun room contains the laundry room with storage, and opens up to the kitchen with generous cabinet and drawer space. The home's open yet divided floor plan flows seamlessly from the kitchen to the entertainment spaces and offers convenient access to the charming backyard patio that is ideal for grilling, enjoying meals outside, or listening for the sounds of the Gulf as you relax with friends and family under the stars. The spacious living room shares a wall with the kitchen and offers enough room to encompass an adaptable dual use space. It is currently set up with a traditional living room and transitional dining area, however, the dining table could be placed closer to the patio doors and the kitchen so that the current dining space can be utilized for other needs, such as a desk space, pet station, or an art or reading nook. The homesite adjacent to this empty lot at 21825 will be listed for sale separately if you have been looking for a double lot opportunity. Utilize the existing cottage and maximize your outdoor living space on this empty lot or demo the home and build your beach retreat across both lots. For more information, reach out today. Measurements deemed important should be verified by the buyer. For more information, reach out today. Measurements deemed important should be verified by the buyer.
Full Property Details
Full Property Details for 21823 Marlin Ave
General
- Price: $404,000
- Taxes: $3,014 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 967493
- Updated: 1/6/2026
- Added to Site: 351 day(s) ago
Interior
- Rooms/Areas: Bedroom, Dining Room, Full Bathroom, Living Room, Master Bedroom
- Appliances: Dishwasher, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Security System, Smoke Detector, Smooth Stovetop Rnge, Warranty Provided, Washer
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Living Room: Living Room
- Dining Room: Dining Room
Exterior
- Exterior Features: Fenced Privacy, Patio Open, Shower
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: Riviera Beach 1St Addn
- Driving Directions: Heading west on Back Beach Rd take a left onto Kelly Street then left on Marlin, property will be on the right at address 21823 Marlin Avenue.
School Information
- Elementary School: West Bay
- Middle School: Surfside
- High School: Arnold
Heating & Cooling
- Heating/Cooling: AC - Central Elect, AC - High Efficiency, Ceiling Fans, Heat Cntrl Electric, Ridge Vent, Roof Vent, Water Heater - Elect
Utilities
- Utility Description: Electric, Phone, Public Sewer, Public Water, Septic Tank, Sewer Available, Tap Fee Paid, TV Cable, Underground
Structural Information
- Architectural Style: Florida Cottage
- Construction: Block, Roof Metal, Slab
- Stories/Levels: 1
- Square Feet: 1,148
- Sq. Ft. Source: Agent-Measured
- Year Built: 1974
Lot Features
- Lot Size (Acres): 0.12
- Lot Dimensions: 50 x 107
- Street/Road Desc.: City Road
- Lot Features: Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $3,014
- Tax Year: 2024
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: RIVIERA BEACH 1ST ADD LOT 232 ORB 3991 P 132
- APN: 35946-020-000
Listed by Douglas Elliman
Get Pre-Approved Today
Schools
Schools serving 21823 Marlin Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
West Bay Elementary School 14813 School Dr, Panama City Beach, FL 32413 | K-5 | 6.3 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 7.2 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 9.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 21823 Marlin Ave
Date
Details
Price
Change
Source
10/10/2025
Price Reduced
$404,000
-0.12%
MLS
8/05/2025
Price Reduced
$404,500
-0.1%
MLS
7/30/2025
Price Reduced
$404,900
-0.05%
MLS
7/21/2025
Price Reduced
$405,100
-0.02%
MLS
7/10/2025
Price Reduced
$405,200
-0.02%
MLS
7/08/2025
Price Reduced
$405,300
-0.02%
MLS
7/04/2025
Price Reduced
$405,400
-0.02%
MLS
4/23/2025
Price Reduced
$405,500
-2.28%
MLS
3/28/2025
Price Reduced
$414,950
-1.2%
MLS
1/31/2025
Listed
$420,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 21823 Marlin Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,014
4%
$274,458
2%
2023
$2,900
45%
$268,643
65%
2021
$1,998
-11%
$163,303
-20%
2022
$2,246
—
$202,938
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 21823 Marlin Ave
21823 Marlin Avenue, Panama City Beach, FL 32413 (MLS# 967493) is a Single Family property with 2 bedrooms and 1 full bathroom. 21823 Marlin Avenue is currently listed for $404,000 and was received on January 31, 2025. Want to learn more about 21823 Marlin Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

