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$324,900 -$10,100 (-3.01%) Price Reduced

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,560 Sq. Ft.
  • Updated 2 days ago
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Located in the Whisper Dunes neighborhood of Panama City Beach, this furnished 3-bedroom, 2.5-bath townhome offers 1,560 square feet of comfortable, well-maintained living space with a one-car garage and private fenced back yard. The layout is perfect for full-time living or a second home. Short-term rentals are restricted.The main living area is bright and inviting, featuring durable luxury vinyl plank flooring and an open flow between the living, dining, and kitchen spaces. The kitchen includes warm wood cabinetry, stainless steel appliances, a tile backsplash, and a central island that anchors the space and provides additional seating and workspace. The adjacent dining area is filled with natural light and opens to the outdoor patio. Recent updates add peace of mind and include a new roof in February 2023, fresh exterior paint and new luxury vinyl plank flooring in Fall 2024. Together with additional interior updates the home offers a move-in-ready setting. Outdoor living includes a private patio and fenced yard area that extends the usable space beyond the interior. The home's coastal-inspired furnishings and neutral palette complement the light-filled interiors and are included with the sale. The Whisper Dunes community features a neighborhood pool and is just a 5 minute bike ride to public beach access 84 and conveniently located near Camp Helen State Park, Pier Park, 30Avenue, Rosemary Beach, and Scenic Highway 30A. The location provides easy access to beaches, shopping, dining, and outdoor amenities.

Full Property Details for 221 Sand Oak Blvd

General

  • Price: $324,900
  • Taxes: $1,895 (2024)
  • Status: Active
  • Type: Townhouse
  • Source: Emerald_Coast
  • MLS ID: 991699
  • Updated: 1/16/2026
  • Added to Site: 23 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Kitchen, Living Room, Master Bedroom
  • Interior Features: Breakfast Bar, Floor Tile, Furnished - All, Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Pets Allowed, Playground, Pool, Short Term Rental - Not Allowed
  • Pool: Yes

Exterior

  • Exterior Features: Fenced Back Yard, Patio Open

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking: Garage Attached

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Whisper Dunes
  • Driving Directions: Heading west on highway 98 turn right into Whisper Dunes onto Sand Oak Blvd and take the round about to the third exit onto Sand Oak Blvd. Townhome on left.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric

Utilities

  • Utility Description: Electric, Public Sewer, Public Water, Underground

Structural Information

  • Architectural Style: Townhome
  • Construction: Roof Dimensional Shg, Siding CmntFbrHrdBrd
  • Stories/Levels: 2
  • Square Feet: 1,560
  • Sq. Ft. Source: Building Plan
  • Year Built: 2010

Lot Features

  • Street/Road Desc.: Paved Road
  • Lot Features: Covenants, Curb & Gutter, Interior, Level, Restrictions
  • Zoning: Deed Restrictions

Financial Considerations

  • Assessment Amount: $831
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $1,895
  • Tax Year: 2024
  • Terms: Conventional, FHA, None, Other, VA

Disclosures and Reports

  • Legal Description: WHISPER DUNES PHASE 1-B LOT 29 ORB 4777 P 228
  • Assessment: Yes
  • APN: 35350-200-050

Listed by The Premier Property Group Seacrest Office

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Listing agent

— 221 Sand Oak Blvd —

  • The Premier Property Group Seacrest Office

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 221 Sand Oak Blvd

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-55.2 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-86 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-128 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 221 Sand Oak Blvd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/16/2026
Price Reduced
$324,900
-3.01%
MLS
12/26/2025
Listed
$335,000
31.37%
MLS
2/27/2024
Sold
$255,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 221 Sand Oak Blvd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,896
7%
$167,503
3%
2023
$1,779
13%
$162,624
6%
2021
$1,573
—
$153,288
-3%
2022
$1,579
—
$157,887
4%
2021
$1,573
9%
$151,172
2%
2019
$1,437
-2%
$147,773
-1%
2018
$1,459
3%
$149,177
21%
2017
$1,419
-1%
$123,340
-1%
2016
$1,440
-3%
$124,620
—
2015
$1,481
—
$124,273
—
2014
$1,479
15%
$124,298
5%
2013
$1,281
—
$118,798
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by The Premier Property Group Seacrest Office

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221 Sand Oak Boulevard, Panama City Beach, FL 32413 (MLS# 991699) is a Townhouse property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 221 Sand Oak Boulevard is currently listed for $324,900 and was received on December 26, 2025. Want to learn more about 221 Sand Oak Boulevard? Do you have questions about finding other Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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