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$745,000
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Property Description
**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Brand-New Custom-Built Duplex - No HOA, Prime Location, High Rental Potential! Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants-no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers. Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower-perfect for entertaining or unwinding in style. Built for efficiency and durability, the home includes: "¢ Hurricane-impact windows and doors "¢ Spray foam roof-deck insulation "¢ Tankless gas water heater "¢ Dual A/C units per side "¢ Taexx in-wall pest control system "¢ 1-year builder's warranty + transferable 1-year termite bond With high rental income projections, this duplex is ideal for investors. Each unit has its own address and can be purchased individually or together-offering up to 8 bedrooms, 10 bathrooms, and 4,735 total square feet of luxury coastal living. MLS#772926 This is more than a home-it's a rental powerhouse and beachside escape in one. Don't miss this rare opportunity! **All measurements are approximate and should be varied if important.**
Full Property Details
Full Property Details for 232 San Vincente St #A
General
- Sold For: $745,000
- Taxes: $1,477 (2024)
- Status: Closed
- Type: Duplex
- Source: Bay_County
- MLS ID: 772916
- Added to Site: 261 day(s) ago
Interior
- Number of Rooms: 16
- Interior Features: Interior Steps, Entrance Foyer
- Appliances: Electric Range, Gas Water Heater, Tankless Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 4
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Fenced, Gunite, In Ground, Salt Water, Private
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Outdoor Shower
- Porch/Patio/Deck: Covered, Patio
Parking
- Parking Features: Paved
Location
- County: Bay
- Subdivision: El Centro Beach
- Driving Directions: Head south on S Arnold Rd/HWY 79, take a right on Inca St then take a left on San Vincente St. Duplex will be on your right.
School Information
- Elementary School: West Bay
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Multi Units
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available, Natural Gas Available, Underground Utilities
Structural Information
- Architectural Style: Duplex
- Structure Type: Duplex
- Construction: HardiPlank Type
- Windows: Double Pane Windows, Storm Window(s)
- Doors: Storm Door(s)
- Stories/Levels: 2
- Sq. Ft. Source: Plans
- Year Built: 2025
Additional Structures
- Other Structures: Pergola
Lot Features
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,578
- Lot Size: .15
- Lot Dimensions: 60 x 110
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Multi-Family
- Fencing (Description): Full, Fenced, Privacy
Financial Considerations
- Tax Amount: $1,477
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: Lot 6, Block 1, El Centro Beach, according to the Plat thereof, recorded in Plat Book 9, Page(s) 8, of the Public Records of Bay County, Florida.
- Property ID: 33366-001-000
Listed by Keller Williams Success Realty
Sold by EXP Realty LLC
Get Pre-Approved Today
Schools
Schools serving 232 San Vincente St #A
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
West Bay Elementary School 14813 School Dr, Panama City Beach, FL 32413 | K-5 | 4.8 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 2.6 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 4.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 232 San Vincente St #A
Date
Details
Price
Change
Source
10/20/2025
Sold
$745,000
-6.58%
MLS
7/19/2025
Price Reduced
$797,500
-3.04%
MLS
7/02/2025
Price Reduced
$822,500
-0.24%
MLS
6/03/2025
Price Reduced
$824,500
-3%
MLS
5/02/2025
Listed
$850,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
232 San Vincente Street #A, Panama City Beach, FL 32413 (MLS# 772916) is a Duplex property that was sold at $745,000 on October 20, 2025. Want to learn more about 232 San Vincente Street #A? Do you have questions about finding other Duplex real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

