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$435,000
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Property Description
This fantastic one-level home is located in Palmetto Trace, a pristine, non-rental St. Joe community just north of Pier Park and only one mile from white sandy beaches and the Gulf of Mexico. Offering the best of both worlds, this home allows for peaceful, residential living while being conveniently close to shopping, dining, entertainment, Frank Brown Park, a fishing pier, and two nearby public beach access points-easily reached by golf cart from the community. The property enjoys a premier position within Palmetto Trace, backing up to green space for enhanced privacy and serenity. Sitting on an expansive 0.27-acre lot, the home offers a spacious fenced backyard with mature trees, a garden area, and even fruit trees. The curb appeal is inviting, with a two-car garage, a large driveway, and well-maintained landscaping. Practical updates include a new roof installed in 2019, HVAC system replaced in 2017, and the home is located in desirable Flood Zone X. Hurricane shutters are also in place for added peace of mind. The interior has just been freshly painted in bright white throughout the main living areas, creating a light, airy feel. Inside, you'll find nearly 2,000 square feet of well-designed living space with a split floor plan ideal for privacy. The open living area features vaulted ceilings and great natural light. There's a cozy family room and an impressive Florida room at the rear of the home, offering beautiful views of the backyard and direct access from both the main living area and the primary bedroom. This space also includes an additional refrigerator, making it perfect for entertaining. Just off the Florida room is an open-air patio, ideal for grilling and enjoying the peaceful outdoor setting. The kitchen is both functional and stylish with granite countertops, a breakfast bar, stainless steel appliances, plentiful cabinetry, and a pantry. The adjacent dining area offers easy flow into the main living spaces, making it great for gatherings or everyday meals. The primary bedroom is generously sized and overlooks the private backyard. The ensuite bathroom offers a true retreat, complete with a large soaking tub, double vanity, walk-in shower, and walk-in closet. On the opposite side of the home, two additional bedrooms share a well-appointed guest bathroom. The laundry room includes a full-size washer and dryer that convey with the home, along with extra storage, and it connects directly to the two-car garage. Palmetto Trace residents enjoy access to two community pools, beautifully maintained walking trails, and two convenient entrances. The location is unbeatable, with Top Golf, Pier Park, Frank Brown Park, SkyWheel, AMC Theatre, Dave & Buster's, and much more just minutes away. Whether you're heading out for a day at the beach, fishing at the pier, or playing pickleball at the park, everything is right at your fingertips-then come home to your peaceful oasis. This home offers a rare combination of location, privacy, condition, and value. With its larger lot, mature landscaping, recent updates, and ideal layout, it stands out as one of the best opportunities in Palmetto Trace. Don't miss your chance to make it yours!
Full Property Details
Full Property Details for 240 Oxford Ave
General
- Sold For: $435,000
- Taxes: $4,283 (2024)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 780046
- Added to Site: 153 day(s) ago
Interior
- Number of Rooms: 3
- Appliances: Electric Oven, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Community
- Security/Safety: Security System, Smoke Detector(s)
Exterior
- Exterior Features: Patio, Porch
- Porch/Patio/Deck: Patio, Covered, Open, Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Palmetto Trace
- Driving Directions: From US-98 E, turn left onto Cambridge Blvd., turn left onto Biltmore Pl., turn right onto Oxford Ave., property will be on the right.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), ENERGY STAR Qualified Equipment
- Heating Type: Central, Electric, ENERGY STAR Qualified Equipment
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, Phone Connected
Structural Information
- Architectural Style: Coastal
- Sq. Ft. Source: Plans
- Year Built: 2003
Lot Features
- Lot Size (Acres): 0.27
- Lot Size (Sq. Ft.): 11,761
- Lot Size: .27
- Lot Dimensions: 139 x 142
- Frontage: City Street
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $4,283.24
- Tax Year: 2024
Disclosures and Reports
- Legal Description: PALMETTO TRACE PHASE 2 37C LOT 67 ORB 3977 P 204
- Property ID: 32738-767-000
Listed by EXP Realty LLC
Sold by Berkshire Hathaway HomeServices Beach Properties of Florida
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Schools
Schools serving 240 Oxford Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 2.2 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 1.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 240 Oxford Ave
Date
Details
Price
Change
Source
1/27/2026
Sold
$435,000
-5.23%
MLS
11/30/2025
Price Reduced
$459,000
-4.18%
MLS
10/06/2025
Listed
$479,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
240 Oxford Avenue, Panama City Beach, FL 32413 (MLS# 780046) is a Single Family property that was sold at $435,000 on January 27, 2026. Want to learn more about 240 Oxford Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

