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$475,000
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Property Description
Excellent investment or owner-occupant opportunity with this well designed 2-unit property, where each unit offers 2 bedrooms and 2 bathrooms. Both units feature separate power and water meters, allowing for fully independent living and strong rental flexibility. Both Unit A and Unit B are currently occupied, providing immediate income from day one. This property offers a great blend of functionality and investment appeal in a high-demand rental market, with strong potential for long-term rental performance and future flexibility. Location is a major highlight situated on North Lagoon, you're just a 2-minute drive to the beautiful beaches, and approximately 15 minutes from Pier Park, known for its shopping, dining, and entertainment.
Full Property Details
Full Property Details for 2432 Valley Oak Ct A&b
General
- Price: $475,000
- Taxes: $5,054 (2024)
- Status: Active
- Type: Duplex
- Source: Bay_County
- MLS ID: 782721
- Updated: 6/1/2026
- Added to Site: 41 day(s) ago
Interior
- Number of Rooms: 4
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: Patio
- Porch/Patio/Deck: Patio
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: North Lagoon Oaks
- Driving Directions: Heading South on Thomas Drive, turn right onto Summer Oak Drive. Make a right onto Grand Oaks Lane and then make a left on Valley Oak Courtt. Duplex will be on the left.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Electric
Structural Information
- Architectural Style: Duplex
- Structure Type: Duplex
- Construction: HardiPlank Type
- Roof: Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 2019
Lot Features
- Lot Dimensions: 75 x 150
- Frontage: City Street
- Lot Features: Paved
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $5,054
- Tax Year: 2024
Disclosures and Reports
- Legal Description: NORTH LAGOON OAKS 7TH ADD. LOT 2 BLK D ORB 4713 P 2049
- Property ID: 30167-808-000
Listed by EXP Realty LLC
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Schools
Schools serving 2432 Valley Oak Ct A&b
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 0.3 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 6 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 4.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2432 Valley Oak Ct A&b
Date
Details
Price
Change
Source
6/01/2026
Price Reduced
$475,000
-4.81%
MLS
5/18/2026
Price Reduced
$499,000
-3.11%
MLS
3/30/2026
Price Reduced
$515,000
-1.9%
MLS
2/10/2026
Price Reduced
$525,000
-4.53%
MLS
12/16/2025
Listed
$549,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2432 Valley Oak Ct A&b
2432 Valley Oak Court A&b, Panama City Beach, FL 32408 (MLS# 782721) is a Duplex property with 4 bedrooms and 4 full bathrooms. 2432 Valley Oak Court A&b is currently listed for $475,000 and was received on May 31, 2026. Want to learn more about 2432 Valley Oak Court A&b? Do you have questions about finding other Duplex real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

