This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/152
$439,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/152
Property Description
PRICE IMPROVEMENT - Exceptional value on the East End of Panama City Beach. Rarely available, this property includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining. Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office. The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building. The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future. Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.
Full Property Details
Full Property Details for 2601 Oak St
General
- Price: $439,000
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 785430
- Updated: 3/30/2026
- Added to Site: 50 day(s) ago
Interior
- Number of Rooms: 7
- Appliances: Electric Range, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Porch
Location
- County: Bay
- Subdivision: Treasure Cove
- Driving Directions: From US Hwy. 98 (Back Beach Rd) turn onto Navy Blvd./Thomas Dr.; turn right onto Sunset Dr.; Sunset Dr. becomes Oak St. and the home will be on the left.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Utility Description: Electricity Available, Sewer Available
Structural Information
- Architectural Style: Traditional
- Construction: Stucco, Wood Frame
- Roof: Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 2005
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.36
- Lot Size (Sq. Ft.): 15,682
- Lot Size: .36
- Lot Dimensions: 157 x 100
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced, Privacy
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: TREASURE COVE LOTS 8 & 9 BLK 6 ORB 4109 P 575
- Property ID: 31011-000-000
Listed by Counts Real Estate Group Inc
Get Pre-Approved Today
Schools
Schools serving 2601 Oak St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 1 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 6.7 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 4.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2601 Oak St
Date
Details
Price
Change
Source
3/30/2026
Price Reduced
$439,000
-1.33%
MLS
2/18/2026
Listed
$444,900
111.86%
MLS
4/03/2019
Sold
$210,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2601 Oak St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,958
—
$206,083
3%
2024
$1,958
2%
$200,275
3%
2023
$1,920
11%
$194,442
6%
2021
$1,725
—
$183,281
-3%
2022
$1,725
—
$188,779
4%
2021
$1,725
45%
$180,750
37%
2019
$1,193
1%
$131,552
2%
2018
$1,177
2%
$129,099
2%
2017
$1,156
-2%
$126,444
—
2016
$1,182
-7%
$126,884
-3%
2015
$1,276
-3%
$131,091
-2%
2014
$1,311
-8%
$133,886
-13%
2013
$1,419
—
$154,107
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2601 Oak St
2601 Oak Street, Panama City Beach, FL 32408 (MLS# 785430) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2601 Oak Street is currently listed for $439,000 and was received on February 18, 2026. Want to learn more about 2601 Oak Street? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

