280 Breakwater Boulevard #Lot 16, Panama City Beach, FL 32413 - Photo 1

Save This Listing

Close

1/33

View All Photos

$639,000

For Sale
Active
Single Family
3 Beds
3 Full Baths
2,566 Sq. Ft.

See This Home

Save This Listing

Close

1/33

Property Description

This exquisite brick-front two-story home perfectly blends tranquility and warmth, offering a welcoming retreat from the moment you arrive. The elegant paver driveway guides you to a charming front door, setting the tone for the beauty that awaits inside. Upon entry, the dramatic two-story foyer greets you, leading into the airy great room with its striking tray ceiling and an abundance of natural light. This space effortlessly combines grandeur with comfort, creating the ideal setting for both relaxation and gatherings. The open gourmet kitchen has sleek quartz countertops, a large island with thick waterfall quartz on the sides, a designer tile backsplash, and stainless-steel appliances, including a 5-burner gas cooktop, a vent hood, a built-in microwave/oven, and a dishwasher. The first-floor primary suite is a serene retreat, offering comfort and luxury. The walk-in closet provides ample storage, while the dual vanity with quartz countertops combines beauty and functionality. The large tile shower creates a spa-like experience, adding a touch of relaxation to your daily routine. Upstairs, the versatile loft offers endless possibilities, whether as a home office, cozy living space, or play area. Covered paver lanai with views of a private wood preserve, this home offers a serene oasis for outdoor enjoyment. New construction and available for quick move-in.

Full Property Details

Full Property Details for 280 Breakwater Blvd #Lot 16

General

Price: $639,000
Status: Active
Type: Single Family
Source: Emerald_Coast
MLS ID: 984799
Updated: 2/9/2026
Added to Site: 207 day(s) ago

Interior

Rooms/Areas: Bedroom, Great Room, Kitchen, Loft, Master Bedroom
Interior Features: Ceiling Raised, Floor Tile, Floor Vinyl, Furnished - None, Kitchen Island, Lighting Recessed, Pantry
Appliances: Cooktop, Dishwasher, Microwave, Range Hood, Smoke Detector, Stove/Oven Gas, Warranty Provided

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3

Bedrooms

Total Bedrooms: 3

Other Rooms

Great Room: Great Room
Kitchen: Kitchen
Loft: Loft

Additional Information

Shared Amenities: Community Room, Exercise Room, Gated Community, Pickle Ball, Picnic Area, Playground, Pool, Tennis
Pool: Yes

Exterior

Exterior Features: Patio Covered, Sprinkler System

Parking

Garage: Yes
Garage Spaces: 2
Parking: Garage Attached

Location

Area: 27 - Bay County
County: Bay
Subdivision: Breakwater at Ward Creek
Driving Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.

School Information

Elementary School: West Bay
Middle School: Surfside
High School: Arnold

Heating & Cooling

Heating/Cooling: AC - 2 or More, AC - Central Elect, Water Heater - Tnkls

Utilities

Utility Description: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable, Underground

Structural Information

Architectural Style: Traditional
Construction: Brick, Roof Composite Shngl, Siding CmntFbrHrdBrd
Stories/Levels: 2
Square Feet: 2,566
Sq. Ft. Source: Building Plan
Year Built: 2025

Lot Features

Lot Dimensions: 50' x 120'
Street/Road Desc.: Paved Road
Lot Features: Sidewalk, Wooded
Zoning: Resid Single Family

Financial Considerations

Assessment Amount: $210
Assmt Payment Freq: Monthly
Terms: Conventional, FHA, VA

Disclosures and Reports

Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 16 ORB 4868 P 1898
Assessment: Yes
APN: 32717-250-032

Listed by Jacksonville TBI Realty LLC

Quickly Find Out More

* Indicates a required field

Comment optional

Full Name *

Email Address *

Mobile Phone Number *

See this property in person

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agents

— 280 Breakwater Blvd #Lot 16 —

Jacksonville TBI Realty LLC
Jacksonville TBI Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender

NMLS#: 1598647

Get Pre-Approved

Schools

Schools serving 280 Breakwater Blvd #Lot 16

School District:Bay County School District

Name	Grades	Distance
West Bay Elementary School 14813 School Dr, Panama City Beach, FL 32413	K-5	1.9 mi
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413	6-8	4.2 mi
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407	9-12	5.5 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 280 Breakwater Blvd #Lot 16 Get Price Alerts and Save Property

Date

Details

Price

Change

Source

2/09/2026

Price Reduced

$639,000

-1.54%

MLS

1/08/2026

Price Reduced

$649,000

-3.71%

MLS

10/03/2025

Price Reduced

$674,000

-1.46%

MLS

10/02/2025

Price Reduced

$684,000

-0.15%

MLS

9/05/2025

Listed

$685,000

—

MLS

Get Price Alerts and Save Property

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 280 Breakwater Blvd #Lot 16

Year

Property Taxes

Change

Tax Assessment

Change

2025

$1,355

14956%

$110,205

14732%

2024

$9

—

$743

—

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 280 Breakwater Blvd #Lot 16

246 Naturewalk Blvd, Watersound, FL 32461 - Photo 1

Just Listed

$1,100,000

Open House

246 Naturewalk Blvd Watersound, FL 32461

Single Family
Active
Updated 5 days ago

3
Beds
2
Total Baths

270 Blakely Drew Blvd, Santa Rosa Beach, FL 32459 - Photo 1

Just Listed

$800,000

270 Blakely Drew Blvd Santa Rosa Beach, FL 32459

Single Family
Active
Updated 5 days ago

4
Beds
5
Total Baths

0 Arrowwood, Freeport, FL 32439 - Photo 1

Just Listed

$85,000

0 Arrowwood Freeport, FL 32439

Vacant Land
Active
Updated 1 day ago

0.19
Acres

0 Shadow Ln, Freeport, FL 32439 - Photo 1

Just Listed

$135,000

0 Shadow Ln Freeport, FL 32439

Land Residential
Active
Updated 1 day ago

0.82
Acres

119 Gustaf Dr, Santa Rosa Beach, FL 32459 - Photo 1

Price Reduced

-$10,000 (-1.94%)

$505,000

119 Gustaf Dr Santa Rosa Beach, FL 32459

Single Family
Active
Updated 1 day ago

3
Beds
2
Total Baths

61 Madie Ln, Santa Rosa Beach, FL 32459 - Photo 1

Price Reduced

-$20,000 (-3.08%)

$629,900

61 Madie Ln Santa Rosa Beach, FL 32459

Single Family
Active
Updated 6 days ago

4
Beds
3
Total Baths

76 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459 - Photo 1

Price Reduced

-$6,000 (-1.41%)

$418,900

76 Mosaic Oaks Cir Santa Rosa Beach, FL 32459

Single Family
Active
Updated 5 days ago

3
Beds
3
Total Baths

107 Brown St, Santa Rosa Beach, FL 32459 - Photo 1

Price Reduced

-$50,000 (-5.56%)

$850,000

107 Brown St Santa Rosa Beach, FL 32459

Single Family
Active
Updated 3 hours ago

2
Beds
2
Total Baths
1,074
Sq. Ft.

280 Breakwater Blvd, Panama City Beach, FL 32413 - Photo 1

Sold

$639,000