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$850,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 3 days ago
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Located on the highly desirable west end of Panama City Beach, this charming coastal cottage offers the ideal blend of relaxed beach living, investment potential, and everyday comfort. Sold fully furnished and rental ready, the 3-bedroom, 2-bath home spans approximately 1,515 square feet and is tucked away on a quiet dead-end street less than one-third mile from the sugar white sands and emerald waters of the Gulf. Whether you are searching for a second home, vacation rental, or full-time residence, this property checks all the boxes. Designed with an open-concept layout, the home features a spacious living and kitchen area accented by coffered ceilings, crown molding, and an abundance of natural light. The kitchen is finished with white cabinetry, stainless steel appliances, marble countertops, and a large island ideal for gathering after a day at the beach. The primary suite offers a peaceful retreat with an en-suite bath and walk-in closet, while luxury vinyl flooring, 9-foot ceilings, and quartz countertops throughout add to the home's coastal appeal. Step outside to your own private backyard oasis featuring a heated pool installed in 2022, gazebo, and vinyl privacy fencing designed for both relaxation and entertaining. Additional highlights include a tankless water heater, city sewer, hurricane shutters, gutters, irrigation system, and a two-car garage. With no HOA, a golf cart-friendly setting, and a location just minutes from Pier Park, Scenic Highway 30A, dining, shopping, and the airport, this beautifully maintained home offers exceptional flexibility and value on the Emerald Coast. Buyer to verify all information and dimensions.

Full Property Details for 318-A Memory Ln

General

  • Price: $850,000
  • Taxes: $4,487 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 790858
  • Updated: 6/5/2026
  • Added to Site: 4 day(s) ago

Interior

  • Number of Rooms: 6
  • Interior Features: Coffered Ceiling(s)
  • Appliances: Electric Oven, Electric Range, Electric Water Heater, Gas Water Heater, Tankless Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Gas Heat, In Ground, Salt Water, Private

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Patio, Covered, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Southfield Sec 1
  • Driving Directions: From Highway 98, turn South Kelly St, take 1st right on Sun Lane, take left on Southfields Rd, take 1st right onto Memory Lane. House is on the right.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Heat Pump

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, High Speed Internet Available, Underground Utilities

Structural Information

  • Architectural Style: Coastal
  • Construction: HardiPlank Type
  • Roof: Shingle
  • Stories/Levels: 1
  • Sq. Ft. Source: Plans
  • Year Built: 2020

Additional Structures

  • Other Structures: Pergola

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,445
  • Lot Size: .12
  • Lot Dimensions: 40 x 137
  • Frontage: City Street
  • Lot Features: Sprinkler System
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced, Privacy

Financial Considerations

  • Tax Amount: $4,487
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: SOUTHFIELD SECTION 1 N1/2 LOT 5 BLK B ORB 4442 P 1874
  • Property ID: 36459-737-000

Listed by Scenic Sotheby's International Realty

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— 318-A Memory Ln —

  • Scenic Sotheby's International Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 318-A Memory Ln

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-56.7 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-87.7 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-129.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 318-A Memory Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/05/2026
Listed
$850,000
124.69%
MLS
10/14/2020
Sold
$378,300
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 318-A Memory Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,634
2%
$376,897
3%
2024
$4,529
-1%
$365,260
1%
2023
$4,560
35%
$361,544
12%
2021
$3,383
-39%
$321,555
-32%
2022
$5,534
64%
$475,012
997%
2021
$3,383
689%
$43,307
30%
2019
$429
8%
$33,380
10%
2018
$398
14%
$30,345
10%
2017
$348
-2%
$27,586
—
2016
$354
—
$27,586
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Scenic Sotheby's International Realty

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318-A Memory Lane, Panama City Beach, FL 32413 (MLS# 790858) is a Single Family property with 3 bedrooms and 2 full bathrooms. 318-A Memory Lane is currently listed for $850,000 and was received on June 05, 2026. Want to learn more about 318-A Memory Lane? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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