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$420,000
Property Description
Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it's perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won't last long!
Full Property Details
Full Property Details for 323 Prudence Ln
General
- Price: $420,000
- Taxes: $2,554 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 999192
- Updated: 4/13/2026
- Added to Site: 22 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed
Interior
- Number of Rooms: 7
- Interior Features: Ceiling Crwn Molding, Ceiling Vaulted, Fireplace, Guest Quarters, Newly Painted, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
- Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector
- Flooring: Floor Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Rain Gutter, Sprinkler System, Yard Building
- Porch/Patio/Deck: Patio Covered, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Garage
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: North Lagoon Heights Phase II
- Driving Directions: From Hathaway Bridge heading Southeast to Thomas Drive, take R onto North Lagoon, R on Razz Way, R on Scooter Ln then L on Prudence Ln. Home is at end of the street on the left side of cul-de-sac.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Association: Yes
- Assoc. Fees Include: Management
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Natural Gas
- Heating/Cooling: Natural Gas, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Public Water
Structural Information
- Architectural Style: Contemporary
- Construction: Stucco
- Exterior Const.: Stucco
- Stories/Levels: 1
- Square Feet: 1,332
- Sq. Ft. Source: Appraiser
- Year Built: 1986
Lot Features
- Lot Size (Acres): 0.38
- Lot Size (Sq. Ft.): 16,552.8
- Lot Dimensions: irregular
- Street/Road Desc.: Paved
- Lot Features: Cul-De-Sac, Irregular
- Zoning: Resid Single Family
- Fencing (Description): Fenced Lot-Part
Financial Considerations
- Assessment Amount: $225
- Tax Amount: $2,554.32
- Tax Year: 2025
Disclosures and Reports
- Legal Description: 5 4S 15W -1.290- Beg 742' N & 1549' W Of Se Cor Of Sec Th Cont W 120' Nwly 148' E 92' Sely 157' S 114' To Pob Aka Lot 38 North Lagoon Heights Phase II Unrec Orb 4542 P 2013
- APN: 30166-416-190
- Property ID: 30166-416-190
Listed by Keller Williams Success Realty
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Schools
Schools serving 323 Prudence Ln
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 0.4 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 5.9 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 4.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 323 Prudence Ln
Date
Details
Price
Change
Source
3/28/2026
Listed
$420,000
11.94%
MLS
3/25/2022
Sold
$375,200
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 323 Prudence Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,870
—
$280,050
2%
2024
$2,870
-2%
$274,477
—
2023
$2,916
34%
$274,052
53%
2021
$2,179
-6%
$179,105
-10%
2022
$2,315
6%
$198,148
23%
2021
$2,179
12%
$161,440
4%
2019
$1,947
1%
$154,808
3%
2018
$1,919
—
$150,100
1%
2017
$1,915
23%
$148,750
26%
2016
$1,551
140%
$117,695
42%
2015
$645
2%
$82,744
1%
2014
$635
11%
$82,087
1%
2013
$570
—
$80,874
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 323 Prudence Ln
323 Prudence Lane, Panama City Beach, FL 32408 (MLS# 999192) is a Single Family property with 3 bedrooms and 2 full bathrooms. 323 Prudence Lane is currently listed for $420,000 and was received on March 28, 2026. Want to learn more about 323 Prudence Lane? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.
