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$399,900
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Property Description
Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences. Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining. The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel. One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool. Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach. For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations. If you've been searching for a renovated 3 bedroom home in Panama City Beach with a large backyard, updated kitchen and bathrooms, and easy access to the beach and marina, this property checks all the boxes.
Full Property Details
Full Property Details for 323 Prudence Ln
General
- Price: $399,900
- HOA FEE: $21/month
- HOA FEE FREQ.: Annually
- Taxes: $2,554 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 794972
- Updated: 9/3/2026
- Added to Site: 18 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Main Level Primary, Shower Only
- Appliances: Electric Oven
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Fire Pit
- Porch/Patio/Deck: Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: North Lagoon Heights Phase II
- Driving Directions: From Hathaway Bridge, Left onto Thomas dr Right on north lagoon, Right on Razz Way Right on Scooter Lane, Left onto Prudence, has is at the end of the culdasec on the left.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Association Management, Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Craftsman
- Roof: Metal
- Sq. Ft. Source: Appraiser
- Year Built: 1986
Additional Structures
- Other Structures: Other
Lot Features
- Lot Size (Acres): 0.37
- Lot Size (Sq. Ft.): 16,117
- Lot Size: .37
- Lot Dimensions: 0 x 0
- Lot Features: Cul-De-Sac, Paved
- Fencing (Description): Partial
Financial Considerations
- Association Fee: $255
- Assoc Fee Freq.: Annually
- Tax Amount: $2,554.32
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 5 4S 15W -1.290- BEG 742' N & 1549' W OF SE COR OF SEC TH CONT W 120' NWLY 148' E 92' SELY 157' S 114' TO POB AKA LOT 38 NORTH LAGOON HEIGHTS PHASE II UNREC ORB 4542 P 2013
- Property ID: 30166-416-190
Listed by EXP Realty LLC
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Schools
Schools serving 323 Prudence Ln
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 0.4 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 5.9 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 4.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 323 Prudence Ln
Date
Details
Price
Change
Source
9/03/2026
Listed
$399,900
6.58%
MLS
3/25/2022
Sold
$375,200
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 323 Prudence Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,870
—
$280,050
2%
2024
$2,870
-2%
$274,477
—
2023
$2,916
34%
$274,052
53%
2021
$2,179
-6%
$179,105
-10%
2022
$2,315
6%
$198,148
23%
2021
$2,179
12%
$161,440
4%
2019
$1,947
1%
$154,808
3%
2018
$1,919
—
$150,100
1%
2017
$1,915
23%
$148,750
26%
2016
$1,551
140%
$117,695
42%
2015
$645
2%
$82,744
1%
2014
$635
11%
$82,087
1%
2013
$570
—
$80,874
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 323 Prudence Ln
323 Prudence Lane, Panama City Beach, FL 32408 (MLS# 794972) is a Single Family property with 3 bedrooms and 2 full bathrooms. 323 Prudence Lane is currently listed for $399,900 and was received on September 03, 2026. Want to learn more about 323 Prudence Lane? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

