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$599,000 Just Listed
Property Description
LOWEST PRICED PER SQUARE FOOT CUSTOM HOME IN SANCTUARY BEACH! Beautifully crafted and impeccably maintained, this 4-bedroom Craftsman home in the highly sought-after Sanctuary Beach subdivision offers the perfect blend of timeless design, modern upgrades, and coastal convenience. Move-in ready and thoughtfully enhanced throughout, this residence delivers both comfort and sophistication in a serene, wooded setting. Ideally positioned within the community, the home is just moments from the neighborhood pool and approximately ¼ mile to the nearest beach access, making it easy to enjoy the best of the Emerald Coast lifestyle. Inside, the open-concept floor plan is filled with natural light and elevated by white oak flooring, soaring ceilings, and expansive windows. The chef's kitchen is a true centerpiece, featuring white cabinetry, marble countertops, a shiplap and cedar backsplash, breakfast bar, upgraded stainless steel appliances, and a ZLINE commercial-grade range with six gas burners, electric oven, and vent hood. A spacious butler's pantry adds both function and style. The main living and dining areas are designed for effortless entertaining, highlighted by a vaulted ceiling and 8-foot folding French doors that open to an oversized patio and backyard perfect for seamless indoor-outdoor living. The main-level primary suite offers a private retreat, complete with reclaimed 9-foot barn doors, a spa-inspired bathroom with marble flooring, a large glass-enclosed shower, double vanities, a freestanding soaking tub, and an expansive custom walk-in closet. Upstairs, you'll find three generously sized bedrooms, a full bath with tiled tub/shower and double vanity, and a spacious laundry room with additional storage and natural light. A convenient powder room is located on the main floor for guests. Additional features include full insulation of all interior and exterior walls, blown-in ceiling insulation for enhanced energy efficiency, a paver driveway, and an attached two-car garage. Located near a Jack Nicklaus-designed golf course, multiple marinas, St. Andrews State Park, and an array of dining and entertainment options, this home offers both tranquility and accessibility. This exceptional property captures the essence of Sanctuary Beach living, schedule your private showing today.
Full Property Details
Full Property Details for 3511 Cottage Cove Ln
General
- Price: $599,000
- Taxes: $6,546 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1000541
- Updated: 4/14/2026
- Added to Site: 1 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Not Allowed, Pool
Interior
- Number of Rooms: 13
- Interior Features: Ceiling Vaulted, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup, Woodwork Painted
- Appliances: Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
- Furnishings: Furnished - None
- Flooring: Floor Hardwood, Floor Marble, Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Rain Gutter, Columns, Sprinkler System
- Porch/Patio/Deck: Patio Covered, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: Sanctuary Beach
- Driving Directions: South on Thomas Drive, turn left onto Magnolia Beach Road, then turn right onto Delwood Beach Road, until you reach the Front gate of Sanctuary Beach Subdivision. After entering the neighborhood, take the first right and the house is on the left.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Association: Yes
- Assoc. Fees Include: Master Association
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Public Water
Structural Information
- Architectural Style: Craftsman Style
- Construction: Frame, Siding CmntFbrHrdBrd, Trim Aluminum, Trim Vinyl, Trim Wood
- Exterior Const.: Frame, Siding CmntFbrHrdBrd, Trim Aluminum, Trim Vinyl, Trim Wood
- Stories/Levels: 2
- Square Feet: 2,375
- Sq. Ft. Source: County PA Records
- Year Built: 2021
Lot Features
- Lot Size (Acres): 0.08
- Lot Size (Sq. Ft.): 3,484.8
- Lot Dimensions: 45 x 80
- Street/Road Desc.: Paved
- Lot Features: Covenants, Interior, Restrictions, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $586
- Tax Amount: $6,546.25
- Tax Year: 2025
Disclosures and Reports
- Legal Description: Sanctuary Beach Lot 6 Blk B Orb 4527 P 2317
- APN: 31368-122-000
- Property ID: 31368-122-000
Listed by Keller Williams Realty SRB
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Schools
Schools serving 3511 Cottage Cove Ln
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 3.4 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 9.3 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 7.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3511 Cottage Cove Ln
Date
Details
Price
Change
Source
4/13/2026
Listed
$599,000
-14.43%
MLS
2/23/2022
Sold
$700,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3511 Cottage Cove Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,506
2%
$568,782
3%
2024
$6,351
1%
$552,752
3%
2023
$6,261
920%
$536,652
948%
2021
$614
-87%
$51,213
-88%
2022
$4,788
680%
$410,535
836%
2021
$614
43%
$43,860
51%
2019
$429
2%
$29,040
10%
2018
$420
39%
$26,400
10%
2017
$302
-2%
$24,000
—
2016
$308
-3%
$24,000
—
2015
$317
—
$24,000
—
2014
$316
13%
$24,000
—
2013
$280
—
$24,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3511 Cottage Cove Ln
3511 Cottage Cove Lane, Panama City Beach, FL 32408 (MLS# 1000541) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3511 Cottage Cove Lane is currently listed for $599,000 and was received on April 13, 2026. Want to learn more about 3511 Cottage Cove Lane? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.
