Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$899,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,920 Sq. Ft.
  • Updated 1 hour ago
See This Home
Save This Home
See This Home
Save This Home
THIS HOUSE CHECKS ALL THE BOXES!--Single-family home--Built for living or short-term renting--Master bedroom down with en suite bath--Private heated pool--Fully furnished with beachy vibe--Strong rental history and rental projections--Garage converted to game room--Close to beach, lagoon, and marinas--Near great local restaurants, jet ski rentals, and boat rentalsAsk your agent for the Airbnb link, cost to own, and rental history and projections. Come tour TODAY!Get under contract in time for the full rental season AND take advantage of the 100% bonus depreciation tax benefit with a cost segregation study. Your CPA knows how!

Full Property Details for 3521 Treasure Cir

General

  • Price: $899,000
  • Taxes: $8,637 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 993138
  • Updated: Today (1/18/2026)
  • Added to Site: Today

Interior

  • Rooms/Areas: Bedroom, Kitchen, Master Bathroom, Master Bedroom
  • Interior Features: Floor Tile, Floor Vinyl, Furnished - All, Kitchen Island, Pantry, Window Treatment All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Kitchen: Kitchen

Additional Information

  • Pool: Yes

Exterior

  • Exterior Features: Fenced Back Yard, Fenced Privacy, Patio Covered, Patio Open, Pool - Heated, Pool - In-Ground

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage Attached, Other

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Treasure Island
  • Driving Directions: From Thomas Drive heading south, cross the bridge over the lagoon, turn right onto Trelawney Avenue, turn right onto Treasure Circle. Home is on the left.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Siding CmntFbrHrdBrd
  • Stories/Levels: 2
  • Square Feet: 1,920
  • Sq. Ft. Source: Appraiser
  • Year Built: 2018

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Dimensions: 75 x 100
  • Street/Road Desc.: City Road
  • Lot Features: Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $8,637
  • Tax Year: 2025
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: TREASURE ISLAND LOT 4 BLK 2 ORB 4579 P 1372
  • APN: 31477-000-000

Listed by EXP Realty LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 3521 Treasure Cir —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3521 Treasure Cir

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-51.8 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-87.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3521 Treasure Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/18/2026
Listed
$899,000
14.23%
MLS
6/17/2022
Sold
$787,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3521 Treasure Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,293
-1%
$671,575
1%
2023
$8,346
186%
$664,375
139%
2021
$2,917
—
$277,736
-3%
2022
$2,908
—
$286,068
4%
2021
$2,917
2%
$273,901
2%
2019
$2,871
296%
$267,743
362%
2018
$725
59%
$57,944
60%
2017
$456
1%
$36,172
3%
2016
$451
—
$35,148
3%
2015
$452
—
$34,261
—
2014
$450
13%
$34,125
—
2013
$399
—
$34,125
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3521 Treasure Cir

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by EXP Realty LLC

Similar Properties near 3521 Treasure Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

8211 Laird St, Panama City Beach, FL 32408 - Photo 1
$860,000

8211 Laird St  Panama City Beach, FL 32408

  • Single Family
  • Active
  • Updated 12 days ago
  • 4
    Beds
  • 3
    Total Baths
120 Dragon Cir, Panama City Beach, FL 32408 - Photo 1 Just Listed
$925,000

120 Dragon Cir  Panama City Beach, FL 32408

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 4
    Total Baths
325 Wahoo Rd, Panama City Beach, FL 32408 - Photo 1
$910,000

325 Wahoo Rd  Panama City Beach, FL 32408

  • Single Family
  • Active
  • 3
    Beds
  • 3
    Total Baths
320 Cicero St, Panama City Beach, FL 32407 - Photo 1
$925,000

320 Cicero St  Panama City Beach, FL 32407

  • Single Family
  • Active
  • 5
    Beds
  • 4
    Total Baths

Just Listed near 3521 Treasure Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

10343 E County Hwy 30A E, Rosemary Beach, FL 32461 - Photo 1 Just Listed
$489,900

10343 E County Hwy 30A E  #B477  Rosemary Beach, FL 32461

  • Condo / Townhouse
  • Active
  • Updated 2 days ago
  • 1
    Total Bath
  • 346
    Sq. Ft.
21 Rosecourt St, Watersound, FL 32461 - Photo 1 Just Listed
$1,875,000

21 Rosecourt St  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,947
    Sq. Ft.
38 Shinbone, Alys Beach, FL 32461 - Photo 1 Just Listed
$9,995,000

38 Shinbone  Alys Beach, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 6
    Total Baths
  • 3,747
    Sq. Ft.
8 Barefoot Ln, Seacrest, FL 32461 - Photo 1 Just Listed
$1,725,000

8 Barefoot Ln  Seacrest, FL 32461

  • Single Family
  • Active
  • Updated 6 days ago
  • 5
    Beds
  • 5
    Total Baths
  • 2,451
    Sq. Ft.

Price Reduced near 3521 Treasure Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

290 Windrow Way, Watersound, FL 32461 - Photo 1 Price Reduced
-$5,000 (-0.54%)
$924,000

290 Windrow Way  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,430
    Sq. Ft.
102 Firefly Way, Watersound, FL 32461 - Photo 1 Price Reduced
-$56,000 (-6.19%)
$849,000

102 Firefly Way  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 6 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,944
    Sq. Ft.
43 Rosecourt St, Watersound, FL 32461 - Photo 1 Price Reduced
-$75,000 (-4.05%)
$1,775,000

43 Rosecourt St  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 5
    Total Baths
  • 2,881
    Sq. Ft.
333 Holley Grove Ln, Point Washington, FL 32459 - Photo 1 Price Reduced
-$6,355 (-1.23%)
$509,900

333 Holley Grove Ln  Point Washington, FL 32459

  • Single Family
  • Active
  • Updated 5 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,108
    Sq. Ft.

Recent Sales near 3521 Treasure Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

525 Wahoo Rd, Panama City Beach, FL 32408 - Photo 1 Sold
$860,000

525 Wahoo Rd  Panama City Beach, FL 32408

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
6431 S Lagoon Dr, Panama City Beach, FL 32408 - Photo 1 Sold
$960,000

6431 S Lagoon Dr  Panama City Beach, FL 32408

  • Single Family
  • Closed
  • Updated 12 days ago
  • 5
    Beds
  • 4
    Total Baths
Listed by Marina Grigoryan
6424 Sunset Ave, Panama City Beach, FL 32408 - Photo 1 Sold
$878,000

6424 Sunset Ave  Panama City Beach, FL 32408

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,271
    Sq. Ft.
7115 Thomas Dr, Panama City Beach, FL 32408 - Photo 1 Sold
$1,032,500

7115 Thomas Dr  #801  Panama City Beach, FL 32408

  • Condo
  • Closed
  • 3
    Beds
  • 3
    Total Baths
Sold by Courtney Pantalena

3521 Treasure Circle, Panama City Beach, FL 32408 (MLS# 993138) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3521 Treasure Circle is currently listed for $899,000 and was received on January 18, 2026. Want to learn more about 3521 Treasure Circle? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property