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$874,999

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,920 Sq. Ft.
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THIS HOUSE CHECKS ALL THE BOXES! --Single-family home --Built for living or short-term renting --Master bedroom down with en suite bath --Private heated pool --Fully furnished with beachy vibe --Strong rental history and rental projections --Garage converted to game room --Close to beach, lagoon, and marinas --Near great local restaurants, jet ski rentals, and boat rentals Ask your agent for the Airbnb link, cost to own, and rental history and projections. Come tour TODAY! Get under contract in time for the full rental season AND take advantage of the 100% bonus depreciation tax benefit with a cost segregation study. Your CPA knows how! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

Full Property Details for 3521 Treasure Cir

General

  • Price: $874,999
  • Taxes: $8,637 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 993138
  • Updated: 4/13/2026
  • Added to Site: 136 day(s) ago

Interior

  • Number of Rooms: 6
  • Interior Features: Kitchen Island, Pantry
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Furnishings: Furnished - All
  • Flooring: Floor Tile, Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool - Heated, Pool - In-Ground, Pool Type

Exterior

  • Exterior Features: Fenced Back Yard
  • Porch/Patio/Deck: Patio Covered, Patio Open

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Other

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Treasure Island
  • Driving Directions: From Thomas Drive heading south, cross the bridge over the lagoon, turn right onto Trelawney Avenue, turn right onto Treasure Circle. Home is on the left.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Siding CmntFbrHrdBrd
  • Exterior Const.: Siding CmntFbrHrdBrd
  • Stories/Levels: 2
  • Square Feet: 1,920
  • Sq. Ft. Source: Appraiser
  • Year Built: 2018

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,405.2
  • Lot Dimensions: 75 x 100
  • Frontage: City Street
  • Lot Features: Within 1/2 Mile to Water
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced Privacy

Financial Considerations

  • Tax Amount: $8,637.59
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Accept Backup Offers
  • Legal Description: TREASURE ISLAND LOT 4 BLK 2 ORB 4579 P 1372
  • APN: 31477-000-000
  • Property ID: 31477-000-000

Listed by EXP Realty LLC

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Listing agent

— 3521 Treasure Cir —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3521 Treasure Cir

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-51.8 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-87.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3521 Treasure Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Price Reduced
$874,999
-2.67%
MLS
1/18/2026
Listed
$899,000
14.23%
MLS
6/17/2022
Sold
$787,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3521 Treasure Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,598
4%
$699,337
4%
2024
$8,293
-1%
$671,575
1%
2023
$8,346
186%
$664,375
139%
2021
$2,917
—
$277,736
-3%
2022
$2,908
—
$286,068
4%
2021
$2,917
2%
$273,901
2%
2019
$2,871
296%
$267,743
362%
2018
$725
59%
$57,944
60%
2017
$456
1%
$36,172
3%
2016
$451
—
$35,148
3%
2015
$452
—
$34,261
—
2014
$450
13%
$34,125
—
2013
$399
—
$34,125
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3521 Treasure Cir

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by EXP Realty LLC

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3521 Treasure Circle, Panama City Beach, FL 32408 (MLS# 993138) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3521 Treasure Circle is currently listed for $874,999 and was received on January 18, 2026. Want to learn more about 3521 Treasure Circle? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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