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$145,000

  • For Sale
  • Active
  • Land Residential
  • 0.19 Acres
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Build your dream home in Sanctuary Beach, one of Panama City Beach's distinctive gated communities. This spacious 0.19-acre homesite is one of the larger lots within the subdivision and offers an exceptional setting backing directly to the dedicated green space of Dragon's Ridge. The natural backdrop provides added privacy, beautiful views, and a peaceful atmosphere that is increasingly difficult to find near the coast. With ample room to create a thoughtfully designed custom home and outdoor living space, this lot presents a rare opportunity to enjoy the tranquility of a private residential community while remaining conveniently located near the beaches, marinas, dining, shopping, and attractions of Panama City Beach. Secure your homesite and begin creating the coastal lifestyle you have been envisioning. Preliminary house and floor plans are available upon request to help bring your vision for this exceptional homesite to life.

Full Property Details for 3526 Cottage Cove Ln

General

  • Price: $145,000
  • HOA FEE: $167/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $1,121 (2025)
  • Status: Active
  • Type: Land Residential
  • Source: Bay_County
  • MLS ID: 793485
  • Updated: 8/4/2026
  • Added to Site: 23 day(s) ago

Additional Information

  • Shared Amenities: Gated

Location

  • County: Bay
  • Subdivision: Sanctuary Beach
  • Driving Directions: Take Navy Blvd to Magnolia Beach Rd and turn east. Take Magnolia Beach to Delwood and then to Cottage Cove Lane

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Lot Features

  • Lot Size (Acres): 0.19
  • Lot Size (Sq. Ft.): 7,841
  • Lot Size: .19
  • Lot Dimensions: 75 x 85

Financial Considerations

  • Association Fee: $500
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $1,121.12
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: SANCTUARY BEACH LOT 4 BLK A ORB 4106 P 1709
  • Property ID: 31368-104-000

Listed by Luxe Coastal Realty Group LLC

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Listing agent

— 3526 Cottage Cove Ln —

  • Luxe Coastal Realty Group LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3526 Cottage Cove Ln

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-53.4 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-89.2 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-127.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3526 Cottage Cove Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/03/2026
Listed
$145,000
123.08%
MLS
3/28/2019
Sold
$65,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3526 Cottage Cove Ln

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,016
—
$84,765
-6%
2024
$1,016
7%
$90,079
7%
2023
$953
36%
$84,200
43%
2021
$700
-7%
$58,894
-12%
2022
$754
8%
$66,879
27%
2021
$700
36%
$52,632
51%
2019
$515
2%
$34,848
10%
2018
$504
39%
$31,680
10%
2017
$363
-2%
$28,800
—
2016
$370
-3%
$28,800
—
2015
$380
—
$28,800
—
2014
$380
13%
$28,800
—
2013
$336
—
$28,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Luxe Coastal Realty Group LLC

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3526 Cottage Cove Lane, Panama City Beach, FL 32408 (MLS# 793485) is a Land Residential property with a lot size of 0.19 acres. 3526 Cottage Cove Lane is currently listed for $145,000 and was received on August 03, 2026. Want to learn more about 3526 Cottage Cove Lane? Do you have questions about finding other Land Residential real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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