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$414,900
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Property Description
Discover an excellent investment opportunity on the east end of Panama City Beach. This adorable Holiday Beach duplex offers two versatile living spaces and a location that continues to appeal to both long- and short-term renters. Unit A features 2 bedrooms, 1 bathroom, plus a bonus room, while Unit B offers 1 bedroom and 1 bathroom--ideal for generating income from multiple streams, creating a combined 3-bedroom, 2-bath layout, or using the 1-bedroom side as a mother-in-law suite or multi-generational living space. The property includes recent exterior updates, a metal roof, tile and vinyl plank flooring, partial fencing, and ample driveway parking. Each unit is equipped with electric stainless appliances, central HVAC with supplemental mini-split in Unit A, and public water/septic utilities. Positioned just a short distance from beach access at Richard Seltzer Park, this property places you minutes from St. Andrews State Park, restaurants, shopping, marinas, and multiple public boat launches. Lot size is approximately 55' x 150', and zoning allows for continued multi-family use. Whether you're expanding a rental portfolio or looking for a flexible beach-area property, this duplex offers strong potential in a sought-after location. All information is deemed accurate but should be verified by the buyer and/or buyer's agent if important. Schedule your private showing today!
Full Property Details
Full Property Details for 3915 Wasp St
General
- Price: $414,900
- Taxes: $3,698 (2025)
- Status: Active
- Type: Townhouse
- Source: Emerald_Coast
- MLS ID: 991417
- Updated: 12/17/2025
- Added to Site: 31 day(s) ago
Interior
- Rooms/Areas: Bedroom, Bonus Room, Kitchen, Living Room
- Interior Features: Floor Laminate, Floor Tile, Furnished - Some, Lock Out
- Appliances: Cooktop, Dishwasher, Microwave, Refrigerator, Stove/Oven Electric
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Living Room: Living Room
- Kitchen: Kitchen
Parking
- Carports: Yes
- Parking: Other
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: Holiday Beach Unit 15
- Driving Directions: Thomas Drive to Utes Drive, turn onto Sunset the turn onto Wasp. The home will be on your right.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Ceiling Fans
Utilities
- Utility Description: Electric, Public Water, Septic Tank, TV Cable
Structural Information
- Architectural Style: Duplex
- Construction: Brick, Roof Metal, Siding Wood, Slab, Trim Wood
- Stories/Levels: 1
- Square Feet: 1,610
- Sq. Ft. Source: County PA Records
- Year Built: 1972
Lot Features
- Lot Size (Acres): 0.19
- Lot Dimensions: 55 x 150
- Street/Road Desc.: Paved Road
- Lot Features: Survey Available, Within 1/2 Mile to Water
- Zoning: Resid Multi-Family
Financial Considerations
- Tax Amount: $3,698
- Tax Year: 2025
- Terms: Conventional, Other
Disclosures and Reports
- Legal Description: HOLIDAY BEACH UNIT #15 LOT 15 BLK 14 ORB 4780 P 1971
- APN: 30808-357-000
Listed by Counts Real Estate Group Inc
Get Pre-Approved Today
Schools
Schools serving 3915 Wasp St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 0.9 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 5.6 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3915 Wasp St
Date
Details
Price
Change
Source
12/17/2025
Listed
$414,900
40.64%
MLS
4/21/2023
Sold
$295,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3915 Wasp St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,362
11%
$267,066
14%
2023
$3,020
95%
$235,174
87%
2021
$1,551
-6%
$125,998
-9%
2022
$1,642
6%
$138,483
19%
2021
$1,551
136%
$116,007
59%
2019
$658
—
$72,940
1%
2018
$661
—
$71,970
1%
2017
$659
1%
$70,920
2%
2016
$654
-2%
$69,679
—
2015
$665
—
$69,338
—
2014
$663
9%
$69,223
-1%
2013
$608
—
$70,220
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3915 Wasp St
3915 Wasp Street, Panama City Beach, FL 32408 (MLS# 991417) is a Townhouse property with 3 bedrooms and 2 full bathrooms. 3915 Wasp Street is currently listed for $414,900 and was received on December 17, 2025. Want to learn more about 3915 Wasp Street? Do you have questions about finding other Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

