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$264,900

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 2 Full Baths
  • Updated 4 days ago

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Open House: 10:00 AM - 2:00 PM

Friday 10/9 10:00 AM - 2:00 PM

4128 Catherine Street,Panama City Beach, FL 32408

4128 Catherine StreetPanama City BeachFL32408

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VA Assumable Loan at 3% - Want the Panama City Beach lifestyle without being right in the middle of the hustle and bustle? Welcome to 4128 Catherine Street--a cute, updated townhome tucked away in a small community while still keeping you close to everything you love about PCB! This 3-bedroom, 2-bath townhome has been refreshed with new flooring, fresh paint and updated fixtures, making it move-in ready and easy to love. The unique two-story layout gives you plenty of flexibility, with two bedrooms and a full bath downstairs and the primary bedroom, kitchen and main living space upstairs. And when you're ready to soak up a little Florida sunshine, the community pool is just steps away! The location is where this one really shines. You're approximately five minutes from NSA Panama City and just a short drive to the beach, bay, golf, shopping, dining and nightlife--close enough to enjoy it all, but tucked away enough to escape the crowds when you're ready to come home. Whether you're looking for your own place at the beach, a full-time home or an investment opportunity for long- or short-term rentals, 4128 Catherine Street gives you plenty of possibilities. Beach days, pool days, dinner by the water and your own little place to call home in Panama City Beach...what more could you ask for? BONUS: the HOA has an agreement with Waterhaven that allows access through their property to St. Andrew's Bay water!

Full Property Details for 4128 Catherine St

General

  • Price: $264,900
  • HOA FEE: $130/month
  • Taxes: $2,195 (2025)
  • Status: Active
  • Type: Townhouse
  • Source: Bay_County
  • MLS ID: 793880
  • Updated: 9/29/2026
  • Added to Site: 54 day(s) ago

Interior

  • Number of Rooms: 4
  • Interior Features: Interior Steps, Upper Level Primary
  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
  • Flooring: Plank, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Community

Exterior

  • Porch/Patio/Deck: Balcony, Covered, Patio

Parking

  • Garage: Yes
  • Garage Spaces: 1

Location

  • County: Bay
  • Subdivision: No Named Subdivision
  • Driving Directions: From Hwy 98, turn South on Navy Blvd, travel a few miles and turn left at Winn Dixie which is Magnolia Beach Rd keep left when you get to the fork on Magnolia Beach. Once on Magnolia Beach Rd, turn right on West Ave, turn left on Catherine St....4128 Catherine St will be on your left.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes
  • Assoc. Fees Include: Pool(s)

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available, High Speed Internet Available

Structural Information

  • Structure Type: Townhouse
  • Construction: Vinyl Siding
  • Sq. Ft. Source: Appraiser
  • Year Built: 2005

Lot Features

  • Lot Size (Acres): 0.07
  • Lot Size (Sq. Ft.): 3,049
  • Lot Size: .07
  • Lot Dimensions: 26.0 ft x 131.0 ft
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced

Financial Considerations

  • Association Fee: $130
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $2,195.28
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 11 4S 15W -32.2A- 80C COM AT NW COR U S LOT 5 TH S 189' TO S R/W COUNTY RD SELY ALG R/W 878' S 130' TH SELY 50' FOR POB TH S 131.01' TH S76 DEG E 25.81' TH N 131.03' N76 DEG W 26.10' TO POB AKA PRCL B1 ORB 4174 P 2292
  • Property ID: 31292-006-000

Listed by Epique Realty Inc

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Listing agent

— 4128 Catherine St —

  • Epique Realty Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4128 Catherine St

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-52.5 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-88.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-126.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4128 Catherine St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/11/2026
Price Reduced
$264,900
-1.52%
MLS
8/22/2026
Price Reduced
$269,000
-2.18%
MLS
8/11/2026
Listed
$275,000
52.78%
MLS
9/30/2019
Sold
$180,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4128 Catherine St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,056
—
$175,313
7%
2024
$2,056
-5%
$164,031
-3%
2023
$2,156
16%
$169,246
12%
2021
$1,856
—
$151,397
-4%
2022
$1,864
—
$157,737
3%
2021
$1,856
56%
$152,991
16%
2019
$1,193
-1%
$131,530
1%
2018
$1,204
2%
$130,802
2%
2017
$1,183
1%
$128,112
2%
2016
$1,171
-2%
$125,477
1%
2015
$1,197
1%
$124,605
1%
2014
$1,183
13%
$123,616
2%
2013
$1,047
—
$121,787
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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4128 Catherine Street, Panama City Beach, FL 32408 (MLS# 793880) is a Townhouse property with 3 bedrooms and 2 full bathrooms. 4128 Catherine Street is currently listed for $264,900 and was received on August 11, 2026. Want to learn more about 4128 Catherine Street? Do you have questions about finding other Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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