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$215,000 Sale Pending

  • For Sale
  • Pending
  • Mobile Home
  • 3 Beds
  • 2 Full Baths
  • 1,248 Sq. Ft.
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Set on a 1/4-acre private lot in North Lagoon Oaks, this well-maintained 3-bedroom, 2-bath home offers comfort, convenience, and space to enjoy the Florida lifestyle. The open and inviting layout features a large living area with natural light, a dedicated dining space, and a functional kitchen with plenty of cabinet storage. The split floor plan provides privacy with a spacious primary suite complete with an ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Outside, enjoy a cleared and oversized yard--perfect for pets, gardening, or adding a workshop or storage building. The property includes a private driveway with ample parking for vehicles, a boat, or RV, and no HOA means you have the freedom to make it your own. Located on a quiet cul-de-sac just minutes from St. Andrews State Park, the Grand Lagoon, beaches, dining, and marinas, this home combines peaceful living with easy access to everything Panama City Beach has to offer. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this one is ready for your next chapter.

Full Property Details for 433 Water Oak Cir

General

  • Price: $215,000
  • Taxes: $353 (2025)
  • Status: Pending
  • Type: Mobile Home
  • Source: Emerald_Coast
  • MLS ID: 991349
  • Updated: 1/1/2026
  • Added to Site: 112 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Kitchen, Living Room
  • Interior Features: Breakfast Bar, Floor Laminate
  • Appliances: Refrigerator, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Exterior

  • Exterior Features: Deck Open

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: North Lagoon Oaks 5Th Addn
  • Driving Directions: From North Lagoon , North on Lagoon Oaks Dr. to Right on Water Oak cir, to 433 on Left.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - Window/Wall

Utilities

  • Utility Description: Electric, Septic Tank

Structural Information

  • Architectural Style: Mobile Home
  • Construction: Roof Composite Shngl, Siding Vinyl
  • Stories/Levels: 1
  • Square Feet: 1,248
  • Sq. Ft. Source: County PA Records
  • Year Built: 1993

Lot Features

  • Lot Size (Acres): 0.25
  • Lot Dimensions: 85 x 130
  • Street/Road Desc.: Paved Road
  • Lot Features: Cleared, Cul-De-Sac, Interior
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $353
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: NORTH LAGOON OAKS 4TH ADD LOT 16 BLK A ORB 3710 P 702
  • APN: 30167-170-000

Listed by Salty Marlin Realty

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Listing agent

— 433 Water Oak Cir —

  • Salty Marlin Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 433 Water Oak Cir

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-50.4 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-85.8 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 433 Water Oak Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/27/2026
Sold
$215,000
—
Public Record
12/16/2025
Listed
$215,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 433 Water Oak Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$313
-9%
$51,134
3%
2024
$343
4%
$49,693
3%
2023
$331
16%
$48,246
6%
2021
$286
-2%
$45,477
-3%
2022
$293
2%
$46,841
4%
2021
$286
16%
$44,849
7%
2019
$247
-7%
$41,815
-3%
2018
$266
4%
$43,066
2%
2017
$257
-56%
$42,180
-1%
2016
$588
-8%
$42,662
-6%
2015
$636
-2%
$45,160
-3%
2014
$652
5%
$46,428
-7%
2013
$623
—
$49,954
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Salty Marlin Realty

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  • Mobile Home
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433 Water Oak Circle, Panama City Beach, FL 32408 (MLS# 991349) is a Mobile Home property with 3 bedrooms and 2 full bathrooms. 433 Water Oak Circle is currently listed for $215,000 and was received on December 16, 2025. Want to learn more about 433 Water Oak Circle? Do you have questions about finding other Mobile Home real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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