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$325,000
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Property Description
Welcome to elevated coastal living, beautifully furnished and more in ready. This nearly new home in Emerald Cove Villas offers a refined blend of comfort, privacy, convenience, and coastal style. Just three years old, the home has been lovingly maintained and is being offered fully furnished with high-end, beautifully curated coastal furnishings, allowing you to simply arrive, unpack, and begin enjoying the Panama City Beach lifestyle. Ideally located for experiencing everything Panama City Beach has to offer, the home provides easy access to Front Beach Road and the Gulf beaches, Hathaway Bridge and Panama City, and Highway 98 leading toward Pier Park. Thomas Drive offers convenient access to the Bay, while exceptional restaurants, shopping, entertainment, and recreation are all just minutes away. Tucked within the peaceful and beautifully maintained Emerald Cove Villas community, the property enjoys a particularly desirable setting, backing to private wetlands that provide additional privacy and a tranquil natural backdrop. The professionally landscaped yard is complemented by an underground sprinkler system for easy maintenance. Step inside and you'll immediately appreciate the home's sophisticated coastal aesthetic. The high-end furnishings have been thoughtfully selected to create a relaxed yet elegant atmosphere, with a fresh coastal palette that feels both luxurious and inviting. The great room and owner's suite feature nine-foot tray/vaulted ceilings with crown molding, recessed lighting, ceiling fans, and multiple dimmer switches, adding architectural detail and ambiance throughout the main living spaces. The kitchen features granite countertops and a clean, timeless design that complements the home's coastal character. Luxury Vinyl Plank flooring extends throughout the main living areas, while all three bedrooms feature comfortable carpeting. Additional features and upgrades include Low-E windows throughout, LeafFilter gutter protection, orange-peel textured walls, knockdown ceilings, and a spacious garage with lighted overhead ceiling storage, shelving, and brackets. Appliances and window treatments are included as well. Outside, Emerald Cove Villas offers beautifully illuminated streets, sidewalks throughout the community, and a dedicated dog park for four-legged residents and guests. The neighborhood is primarily owner-occupied, creating a welcoming residential atmosphere while still providing the flexibility to enjoy the property as a second home or investment. Whether you're looking for a full-time residence, a stylish second home, or a turnkey investment property, this home offers an exceptional opportunity to own a beautifully furnished coastal retreat in a quiet and convenient Panama City Beach location. There's nothing left to do but bring your suitcase. The home is fully furnished, beautifully appointed, and ready for you to start enjoying from day one. High-end coastal furnishings. Nearly new construction. Private wetlands backdrop. Quiet community. Exceptional location. Truly move-in ready. Schedule your private showing today and experience the effortless coastal lifestyle waiting for you at Emerald Cove Villas. Measurements are approximate. Buyer to verify all information deemed important.
Full Property Details
Full Property Details for 509 Cove Villa St
General
- Sold For: $325,000
- HOA FEE: $52/month
- HOA FEE FREQ.: Annually
- Taxes: $2,980 (2025)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 795349
- Added to Site: 12 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Coffered Ceiling(s), Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
- Appliances: Electric Range, Electric Water Heater, Ice Maker
- Flooring: Plank, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: Emerald Cove Villas
- Driving Directions: From Hathaway Bridge turn right on Wildwood St, then left into Emerald Cove community. Take the 1st right turn onto Cove Villa Street. The house will be on your left.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Association Management, Legal/Accounting
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Underground Utilities
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type
- Roof: Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 2022
Lot Features
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,792
- Lot Size: .11
- Lot Dimensions: 50.0 ft x 100.0 ft
- Lot Features: Sprinkler System, Paved
- Fencing (Description): Partial
Financial Considerations
- Association Fee: $620
- Assoc Fee Freq.: Annually
- Tax Amount: $2,980.23
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: EMERALD COVE VILLAS LOT 26 ORB 4705 P 1527
- Property ID: 27541-500-052
Listed by Anchor Realty Florida
Sold by Local Insight Realty
Get Pre-Approved Today
Schools
Schools serving 509 Cove Villa St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 3.4 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 509 Cove Villa St
Date
Details
Price
Change
Source
9/28/2026
Sold
$325,000
1.56%
MLS
9/16/2026
Listed
$320,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
509 Cove Villa Street, Panama City Beach, FL 32407 (MLS# 795349) is a Single Family property that was sold at $325,000 on September 28, 2026. Want to learn more about 509 Cove Villa Street? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

