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$899,000

  • For Sale
  • Active
  • Residential Lots
  • 0.71 Acres
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Exclusive Waterfront Lot in Finisterre Gated Community with Gulf Access Experience the epitome of waterfront living in the prestigious Finisterre neighborhood with this extraordinary residential lot. Located within a secure gated community, this property offers the ultimate blend of privacy, luxury, and direct access to the Gulf of Mexico. Situated along approximately 165 feet of pristine water frontage, this lot boasts panoramic views and is preapproved for the construction of a private dock, making it a paradise for boating enthusiasts. Enjoy tennis courts, basketball courts, and community dock.

Full Property Details for 5234 Finisterre Dr

General

  • Price: $899,000
  • Taxes: $4,868 (2025)
  • Status: Active
  • Type: Residential Lots
  • Source: Emerald_Coast
  • MLS ID: 1012161
  • Updated: 9/17/2026
  • Added to Site: 23 day(s) ago

Rental Information

  • Complex Features: Dock, Playground, Tennis

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: FINISTERRE
  • Driving Directions: heading on Thomas drive S. Turn on North Lagoon Drive until you reach entrance of Finisterre neighborhood. Lot will be straight ahead.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Advertising, Recreational Faclty

Utilities

  • Sewer: Public Sewer
  • Utility Description: Public Water

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.71
  • Lot Size (Sq. Ft.): 30,927.6
  • Lot Dimensions: 201 x 110 x 165 x 56
  • Frontage: Private Road
  • Lot Features: Cleared, Restrictions
  • Zoning: Resid Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Bay

Financial Considerations

  • Price Per Acre: $1,266,197.18
  • Tax Amount: $4,868.39
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Finisterre Sub 70Alot 12Orb 2299 P 2146 Orb 2358
  • APN: 31424-512-000
  • Property ID: 31424-512-000

Listed by Beachy Beach Real Estate

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— 5234 Finisterre Dr —

  • Beachy Beach Real Estate

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 5234 Finisterre Dr

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-52.2 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-88 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-126.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 5234 Finisterre Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/17/2026
Listed
$899,000
-25.08%
MLS
7/15/2005
Sold
$1,200,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 5234 Finisterre Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,866
1%
$396,000
—
2023
$4,833
17%
$396,000
15%
2021
$4,134
4%
$344,732
—
2022
$3,987
-4%
$344,732
6%
2021
$4,134
3%
$325,580
—
2019
$4,011
-7%
$325,580
-6%
2018
$4,315
1%
$344,732
1%
2017
$4,293
-12%
$340,650
-10%
2016
$4,859
-3%
$378,500
—
2015
$4,995
—
$378,500
—
2014
$4,989
-5%
$378,500
-16%
2013
$5,261
—
$450,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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5234 Finisterre Drive, Panama City Beach, FL 32408 (MLS# 1012161) is a Residential Lots property with a lot size of 0.71 acres. 5234 Finisterre Drive is currently listed for $899,000 and was received on September 17, 2026. Want to learn more about 5234 Finisterre Drive? Do you have questions about finding other Residential Lots real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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