5408 Hilltop Avenue, Panama City Beach, FL 32408 - Photo 1

1/1

$265,000

Sold
Closed
Single Family
3 Beds
2 Full Baths
Updated 7 days ago

1/1

Property Description

Modern coastal flip potential with major big-ticket items already addressed -- including architectural concept drawings. This deep 120' lot offers room for a pool and endless possibilities for redesign and expansion. Property has been 90% stripped to the studs and is ready for transformation, allowing the next owner to customize the layout and finishes from the ground up for maximum space efficiency and value. New septic installed May 2026, HVAC replaced in 2022, and roof replaced in 2018/2019 following Hurricane Michael. Previously appraised at $270,000 in December 2025, prior to interior demo and redesign phase. Seller intended to complete renovation, but personal circumstances have shifted plans, creating an excellent opportunity for an investor, flipper, or developer to step in and capitalize. NOT located in a flood zone, buyer to verify. Seller open to financing w/30% down. Sold AS-IS.

Full Property Details

Full Property Details for 5408 Hilltop Ave

General

Sold For: $265,000
Taxes: $489 (2025)
Status: Closed
Type: Single Family
Source: Bay_County
MLS ID: 789639
Added to Site: 57 day(s) ago

Interior

Number of Rooms: 3
Interior Features: Main Level Primary

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 3

Parking

Garage: Yes
Garage Spaces: 2

Location

County: Bay
Subdivision: [No Recorded Subdiv]
Driving Directions: Turn north onto Biltmore Drive from Thomas Drive. Continue about 0.2 miles and turn right onto Hilltop Avenue. Continue down Hilltop Ave. 5408 Hilltop Avenue will be on the left-hand side

School Information

Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Bay

Community

Community Name: 03 - Bay County - Beach

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air
Heating Type: Central

Structural Information

Architectural Style: Traditional
Roof: Metal
Sq. Ft. Source: Owner
Year Built: 1969

Lot Features

Lot Size (Acres): 0.14
Lot Size (Sq. Ft.): 6,098
Lot Size: .14
Lot Dimensions: 00 x 00
Lot Features: Paved
Fencing (Description): Full, Fenced

Financial Considerations

Tax Amount: $489
Tax Year: 2025

Disclosures and Reports

Legal Description: BILTMORE BEACH LOT 5 BLK I ORB 1288 P 1046 MAP 70B2
Property ID: 31831-000-000

Listed by Lowest Fee Realty LLC
Sold by EXP Realty LLC

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Schools

Schools serving 5408 Hilltop Ave

School District:Bay County School District

Name	Grades	Distance
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408	K-5	1.8 mi
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413	6-8	7.3 mi
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407	9-12	5.6 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 5408 Hilltop Ave

Date

Details

Price

Change

Source

6/24/2026

Sold

$265,000

-5.02%

MLS

5/08/2026

Listed

$279,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Sold by Trina Causley

5408 Hilltop Avenue, Panama City Beach, FL 32408 (MLS# 789639) is a Single Family property that was sold at $265,000 on June 24, 2026. Want to learn more about 5408 Hilltop Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

5408 Hilltop Ave Panama City Beach, FL 32408