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$415,000
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Property Description
Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck. There's even ample space to add a full-size pool if desired. A 12x12 storage shed provides plenty of room for beach gear and tools. Additional upgrades include a brand-new septic system, offering peace of mind for years to come. This property presents a fantastic opportunity as a turnkey, rental-ready investment or your own slice of paradise near the Gulf. Don't miss your chance to own this inviting coastal getaway--schedule your private showing today!
Full Property Details
Full Property Details for 5412 Hilltop Ave
General
- Price: $415,000
- Taxes: $3,988 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1005484
- Updated: 6/15/2026
- Added to Site: 55 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Breakfast Bar, Lock Out
- Appliances: Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
- Flooring: Floor Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: BBQ Pit/Grill, Fenced Back Yard, Shower
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: BILTMORE BEACH
- Driving Directions: From Thomas Drive heading East, turn left on Biltmore Drive, turn right onto Hilltop Ave. Home is on the left.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating/Cooling: Central Air
Utilities
- Sewer: Septic Tank
- Utility Description: Electric, Public Water
Structural Information
- Architectural Style: Ranch
- Construction: Brick
- Exterior Const.: Brick
- Stories/Levels: 1
- Square Feet: 1,075
- Sq. Ft. Source: County PA Records
- Year Built: 1970
Lot Features
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,098.4
- Lot Dimensions: 50 x 120
- Street/Road Desc.: Paved
- Lot Features: Flood Insurance Req
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $3,988.18
- Tax Year: 2025
Disclosures and Reports
- Legal Description: BILTMORE BEACH LOT 6 BLK I MAP 70B2 ORB 4753 P 995
- APN: 31832-000-000
- Property ID: 31832-000-000
Listed by EXP Realty LLC
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Schools
Schools serving 5412 Hilltop Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 1.8 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 7.3 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 5.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5412 Hilltop Ave
Date
Details
Price
Change
Source
6/15/2026
Listed
$415,000
22.06%
MLS
11/22/2023
Sold
$340,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 5412 Hilltop Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,674
—
$321,149
9%
2024
$3,674
60%
$295,747
44%
2023
$2,290
33%
$205,356
41%
2022
$1,720
—
$145,234
149%
2022
$1,720
100%
$58,350
1%
2020
—
$57,544
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5412 Hilltop Ave
5412 Hilltop Avenue, Panama City Beach, FL 32408 (MLS# 1005484) is a Single Family property with 3 bedrooms and 2 full bathrooms. 5412 Hilltop Avenue is currently listed for $415,000 and was received on June 15, 2026. Want to learn more about 5412 Hilltop Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

