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$539,000
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Property Description
West End Panama City Beach Gem - Short walk to the beach, Large lot, Oversized detached garage, No HOA, and Private Pool Properties with a combination of beach proximity, easy access to the 30A corridor, no HOA, a large lot, and an oversized detached garage/workshop are increasingly hard to find on the desirable west end of Panama City Beach. Inside, you'll find updated flooring and bathrooms, 2 walk-in closets, gas fireplace, a safe room, a clean and inviting interior, and a move-in ready layout that allows you to start enjoying the coastal Florida lifestyle immediately. Step outside to your backyard retreat through the screened-in porch featuring a shaded composite deck, saltwater sports pool and privacy fencing--perfect for entertaining, relaxing, or enjoying year-round outdoor living. A standout feature is the oversized 20' x 30' detached garage which provides ample space for vehicles, boats, golf cart, workshop needs or additional storage. Just a 3-minute golf cart ride to the beach, you'll enjoy easy access to the sugar-white sands and emerald waters of the Gulf while still having the comfort of a spacious residential setting. Whether you're looking for a primary residence, second home, or investment property, this home checks all the boxes. Property Features: "¢ Updated bathrooms and flooring "¢ 2 Walk-in closets "¢ Gas fireplace "¢ Safe Room "¢ 115' x 125' Lot "¢ Large 20' x 30' detached garage/workshop "¢ Screened-in porch "¢ Water softening system "¢ Attic "¢ No HOA "¢ Move-in ready "¢ Sprinkler System on well "¢ Private saltwater swimming pool "¢ Hurricane shutters "¢ 2-year-old roof "¢ Shaded composite deck Location Highlights: "¢ Short walk or golf cart ride to the Gulf's sugar- white beaches "¢ Approximately 10 minutes to Pier Park "¢ Convenient access to the scenic 30A corridor "¢ Close to shopping, dining, entertainment, and outdoor recreation "¢ Quiet west-end location with excellent accessibility This property is offered in as is condition. Schedule your private showing today and experience the perfect combination of privacy, convenience, and coastal living.
Full Property Details
Full Property Details for 635 16th St
General
- Price: $539,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 791808
- Updated: 6/25/2026
- Added to Site: 9 day(s) ago
Interior
- Number of Rooms: 4
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Private
Parking
- Garage: Yes
- Garage Spaces: 3
Location
- County: Bay
- Subdivision: White Sands Estates
- Driving Directions: Heading west on Panama City Beach Parkway ( also known as Hwy 98) go past Hwy 79. Continue west for approx 5 miles and take a riight onto 14th St. At stop sign you'll see a blue and white house with large driveway. You have arrived at 635 16th St.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Utilities
- Utility Description: Cable Connected, Electricity Available, Underground Utilities
Structural Information
- Architectural Style: Other
- Sq. Ft. Source: Owner
- Year Built: 1996
Lot Features
- Lot Size (Acres): 0.33
- Lot Size (Sq. Ft.): 14,375
- Lot Size: .33
- Lot Dimensions: 115.0 ft x 125.0 ft
Financial Considerations
- Tax Year: 2025
Disclosures and Reports
- Legal Description: WHITE SANDS ESTATES LOT 8 BLK B ORB 1646 P 1680 ORB 2317 P 145 ORB 3000 P 1969
- Property ID: 36582-129-000
Listed by Savvy Avenue LLC
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Schools
Schools serving 635 16th St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
West Bay Elementary School 14813 School Dr, Panama City Beach, FL 32413 | K-5 | 5 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 5.5 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 7.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 635 16th St
Date
Details
Price
Change
Source
6/24/2026
Listed
$539,000
149.54%
MLS
11/30/2007
Sold
$216,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 635 16th St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,468
—
$248,771
3%
2024
$2,468
-2%
$241,760
7%
2023
$2,517
112%
$225,930
63%
2021
$1,186
-37%
$138,352
-14%
2022
$1,895
60%
$160,377
18%
2021
$1,186
3%
$136,442
2%
2019
$1,154
1%
$133,374
2%
2018
$1,143
2%
$130,887
2%
2017
$1,121
-3%
$128,195
-1%
2016
$1,157
-6%
$129,400
-2%
2015
$1,236
4%
$132,570
3%
2014
$1,190
8%
$129,158
-2%
2013
$1,100
—
$131,290
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 635 16th St
635 16th Street, Panama City Beach, FL 32413 (MLS# 791808) is a Single Family property with 3 bedrooms and 2 full bathrooms. 635 16th Street is currently listed for $539,000 and was received on June 24, 2026. Want to learn more about 635 16th Street? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

