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$275,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 863 Sq. Ft.
  • Updated 22 minutes ago
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Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! Just under 1 mile to public beach access, you're only minutes from sugar-white sands and emerald Gulf waters-without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away. Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones. For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential. Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed! Turnkey opportunity in one of Panama City Beach's most desirable and peaceful West End pockets-where authentic beach lifestyle meets smart ownership!

Full Property Details for 644 16th St

General

  • Price: $275,000
  • Taxes: $1,503 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6398252
  • Updated: Today (4/14/2026)
  • Added to Site: Today

Rental Information

  • Min. Lease: 1-7 Days

Interior

  • Number of Rooms: 4
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Furnished
  • Flooring: Engineered Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup

Additional Information

  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Private Yard, Sliding Doors
  • Deck/Patio: Covered, Deck, Rear Porch
  • Porch/Patio/Deck: Covered, Deck, Rear Porch

Parking

  • Parking Features: Boat, Driveway, Guest, Off Street, Oversized, Parking Pad, RV Parking

Location

  • Area: 32413 - Panama City Beach
  • County: Bay
  • Development Name: 32413 - Panama City Beach
  • Subdivision: WHITE SANDS ESTATES
  • Driving Directions: From US98 / Panama City Beach Parkway, go north on 14th St and then turn right on 16th St. The property is on the right hand side on the corner lot. Driveway is before 16th St. curves. If looking at the property from the street, this 1/2 duplex is the right side with oversized driveway and white vinyl fence.
  • Direction Faces: North

Community

  • Community Name: 32413 - Panama City Beach

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Heat Pump

Utilities

  • Sewer: Septic Tank
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Water Connected

Structural Information

  • Exterior Const.: Stucco, Wood Frame
  • Roof: Metal
  • Stories/Levels: One
  • Square Feet: 863
  • Sq. Ft. Source: Public Records
  • Year Built: 1984

Additional Structures

  • Other Structures: Shed(s), Storage, Workshop

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,536
  • Lot Size: 7536
  • Lot Dimensions: 60 x 126
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Chain Link, Vinyl, Wood

Financial Considerations

  • Assoc Fee Desc.: None
  • Tax Amount: $1,503.36
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: WHITE SANDS ESTATES (2.20) W 60.55' OF LOT 22 BLK B ORB 4688 P 294
  • Flood Zone Info: X
  • APN: 36582144000
  • Property ID: 36582144000
  • Block/Lot/Section: B

Listed by Lpt Realty, Llc

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Listing agent

— 644 16th St —

  • Lpt Realty, Llc

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 644 16th St

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-55 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-85.5 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-127.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 644 16th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/14/2026
Listed
$275,000
461.22%
MLS
6/20/1996
Sold
$49,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 644 16th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,463
6%
$176,400
9%
2024
$1,379
57%
$162,445
121%
2023
$878
30%
$73,395
39%
2021
$675
-2%
$52,933
-6%
2022
$692
3%
$56,365
13%
2021
$675
9%
$49,676
6%
2019
$619
-4%
$46,987
-3%
2018
$647
3%
$48,525
4%
2017
$628
-4%
$46,665
-2%
2016
$653
-6%
$47,743
-4%
2015
$697
-3%
$49,803
-3%
2014
$717
9%
$51,363
-3%
2013
$658
—
$52,910
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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644 16th Street, Panama City Beach, FL 32413 (MLS# O6398252) is a Single Family property with 2 bedrooms and 2 full bathrooms. 644 16th Street is currently listed for $275,000 and was received on April 14, 2026. Want to learn more about 644 16th Street? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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