644 16th Street, Panama City Beach, FL 32413 - Photo 1

1/1

$215,000

Sold
Closed
Single Family
2 Beds
2 Full Baths
863 Sq. Ft.
Updated 12 days ago

1/1

Property Description

Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X). Just under 1 mile to public beach access, you're only minutes from sugar-white sands and emerald Gulf waters-without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away. Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones. For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential. Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed! Turnkey opportunity in one of Panama City Beach's most desirable and peaceful West End pockets-where authentic beach lifestyle meets smart ownership!

Full Property Details

Full Property Details for 644 16th St

General

Sold For: $215,000
Taxes: $1,503 (2025)
Status: Closed
Type: Single Family
Source: MidFloridaRegionalMLS
MLS ID: O6398252
Added to Site: 145 day(s) ago

Rental Information

Min. Lease: 1-7 Days

Interior

Number of Rooms: 4
Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Flooring: Engineered Hardwood

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 2

Other Rooms

Laundry: Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup

Additional Information

Security/Safety: Smoke Detector(s)

Exterior

Exterior Features: Private Yard, Sliding Doors
Deck/Patio: Covered, Deck, Rear Porch
Porch/Patio/Deck: Covered, Deck, Rear Porch

Parking

Parking Features: Boat, Driveway, Guest, Off Street, Oversized, Parking Pad, RV Parking

Location

Area: 32413 - Panama City Beach
County: Bay
Development Name: 32413 - Panama City Beach
Subdivision: WHITE SANDS ESTATES
Driving Directions: From US98 / Panama City Beach Parkway, go north on 14th St and then turn right on 16th St. The property is on the right hand side on the corner lot. Driveway is before 16th St. curves. If looking at the property from the street, this 1/2 duplex is the right side with oversized driveway and white vinyl fence.
Direction Faces: North

Community

Community Name: 32413 - Panama City Beach

Heating & Cooling

Cooling Type: Central Air
Heating Type: Central, Heat Pump

Utilities

Sewer: Septic Tank
Water: Public
Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Water Connected

Structural Information

Exterior Const.: Stucco, Wood Frame
Roof: Metal
Stories/Levels: One
Square Feet: 863
Sq. Ft. Source: Public Records
Living Area: 863 Sq. Ft.
Year Built: 1984

Additional Structures

Other Structures: Shed(s), Storage, Workshop

Lot Features

Lot Size (Acres): 0.17
Lot Size (Sq. Ft.): 7,536
Lot Size: 7536
Lot Dimensions: 60 x 126
Frontage: Street Paved
Street/Road Desc.: Paved, Asphalt
Fencing (Description): Chain Link, Vinyl, Wood

Financial Considerations

Assoc Fee Desc.: None
Tax Amount: $1,503.36
Tax Year: 2025

Disclosures and Reports

Ownership: Fee Simple
Special Conditions: None
Legal Description: WHITE SANDS ESTATES (2.20) W 60.55' OF LOT 22 BLK B ORB 4688 P 294
Flood Zone Info: X
APN: 36582144000
Property ID: 36582144000
Block/Lot/Section: B

Listed by Lpt Realty, Llc
Sold by Stellar Non-Member Office

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Schools

Schools serving 644 16th St

School District:Bay County School District

Name	Grades	Distance
West Bay Elementary School 14813 School Dr, Panama City Beach, FL 32413	K-5	5 mi
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413	6-8	5.5 mi
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407	9-12	7.5 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 644 16th St

Date

Details

Price

Change

Source

8/24/2026

Sold

$215,000

-2.23%

MLS

7/21/2026

Price Reduced

$219,900

-6.39%

MLS

6/10/2026

Price Reduced

$234,900

-6%

MLS

5/26/2026

Price Reduced

$249,900

-1.96%

MLS

5/11/2026

Price Reduced

$254,900

-3.81%

MLS

4/27/2026

Price Reduced

$265,000

-3.64%

MLS

4/14/2026

Listed

$275,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Updated 2 days ago

0.16
Acres

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Sold

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Residential Lots
Closed

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Acres

Sold

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644 16th Street, Panama City Beach, FL 32413 (MLS# O6398252) is a Single Family property that was sold at $215,000 on August 24, 2026. Want to learn more about 644 16th Street? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

644 16th St Panama City Beach, FL 32413