Date
Details
Price
Change
Source
1/05/2026
Listed
$319,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/40
$319,900 Sale Pending
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Property Description
Nestled in a peaceful, tree-lined community, 6440 Summer Oak Drive offers the perfect blend of coastal charm and everyday comfort. This well-maintained 2-story home features an inviting exterior framed by mature palms and lush landscaping, creating immediate curb appeal with a relaxed Florida feel.Inside, the home opens to a bright and airy layout enhanced by warm wood flooring and abundant natural light. The primary suite is complete with a beautifully styled space, coastal finishes, and private balcony access, perfect for enjoying morning coffee or evening sunsets. Thoughtful design elements and soothing tones give the home a calm, elegant atmosphere throughout.Step outside to your own backyard escape. The fully fenced outdoor space boasts a sparkling above-ground pool, sun deck, and lounge area, offering a low-maintenance oasis ideal for entertaining, weekend relaxation, or cooling off after a day at the beach. Located just minutes from Emerald Coast beaches, dining, shopping, and scenic waterfront views, this home delivers convenience without sacrificing tranquility. Whether you're searching for a primary residence, a vacation home, or an investment opportunity, 6440 Summer Oak Drive is move-in ready and designed for the Florida lifestyle. Schedule your showing today and step into the home where comfort meets coastal living.
Full Property Details
Full Property Details for 6440 Summer Oak Dr #A
General
- Price: $319,900
- Taxes: $1,342 (2025)
- Status: Pending
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 992200
- Updated: 2/17/2026
- Added to Site: 92 day(s) ago
Interior
- Rooms/Areas: Bedroom, Dining Area, Family Room, Master Bedroom
- Interior Features: Ceiling Crwn Molding, Floor Tile, Pantry, Window Treatment All
- Appliances: Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Stove/Oven Electric, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Family Room: Family Room
Additional Information
- Pool: Yes
Exterior
- Exterior Features: Balcony, Deck Covered, Fenced Privacy, Pool - Above Ground
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking: Garage Attached
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: North Lagoon Oaks 7th Add
- Driving Directions: FROM HATHAWAY, SOUTH ON THOMAS DR, RT ON SUMMER OAK, HOME ON RT.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Heat - Wall/Window, Heat Cntrl Electric, Water Heater - Elect
Utilities
- Utility Description: Electric, Public Sewer, Public Water
Structural Information
- Architectural Style: Contemporary
- Construction: Slab, Stucco
- Stories/Levels: 2
- Square Feet: 1,560
- Sq. Ft. Source: County PA Records
- Year Built: 2007
Lot Features
- Lot Size (Acres): 0.03
- Lot Dimensions: 20 x 60
- Street/Road Desc.: Paved Road
- Lot Features: Corner, Sidewalk
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $150
- Assmt Payment Freq: Quarterly
- Tax Amount: $1,342
- Tax Year: 2025
Disclosures and Reports
- Legal Description: NORTH LAGOON OAKS 7TH ADD. PT OF LOT 9 BLK F DESC AS: COM AT SW COR LOT 8 TH E 56.96 TH E 78.55' FOR POB TH E 17.96 N 11.52' W 6.01' NELY 9.58' NELY 3.79' E 1.70' N 4.53' SWLY .20' N .70' SWLY .20' N 41.15' E .30' N 5.52' W 20.93' SLY 5.45' NELY .30' S 47.27' W 21' E .30' S 19.63' TO POB ORB 3489 P 171
- Assessment: Yes
- APN: 30167-862-040
Listed by Golden Coast Real Estate LLC
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Listing agent
— 6440 Summer Oak Dr #A —
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Schools
Schools serving 6440 Summer Oak Dr #A
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 0.3 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 6.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 6440 Summer Oak Dr #A
Tax History
Tax History for 6440 Summer Oak Dr #A
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,303
1%
$145,537
3%
2024
$1,296
2%
$141,435
3%
2023
$1,269
11%
$137,316
6%
2021
$1,139
—
$129,433
-3%
2022
$1,141
—
$133,316
4%
2021
$1,139
3%
$127,646
2%
2019
$1,110
1%
$124,776
2%
2018
$1,100
2%
$122,449
2%
2017
$1,080
-4%
$119,930
-1%
2016
$1,121
-5%
$121,584
-1%
2015
$1,177
-2%
$123,077
-2%
2014
$1,201
6%
$124,992
-3%
2013
$1,131
—
$128,938
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 6440 Summer Oak Dr #A
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- 0.17Acres
Listed by Plantation Realty, Inc.
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- Updated 4 days ago
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- 0.32Acres
Listed by New Alliance Group Realty
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6440 Summer Oak Drive #A, Panama City Beach, FL 32408 (MLS# 992200) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 6440 Summer Oak Drive #A is currently listed for $319,900 and was received on January 05, 2026. Want to learn more about 6440 Summer Oak Drive #A? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.