Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$369,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 10 days ago
See This Home
Save This Home
See This Home
Save This Home
This 3-bedroom home has been updated over the past several years with improvements including a newer roof, HVAC system, water heater, and more. The open living area features travertine flooring, while all bedrooms have wood floors. The large primary bedroom offers enough space for a sitting area or home office and includes two closets. The bathroom features a custom walk-in shower with glass doors. A sliding glass door leads to the covered back porch and fenced backyard with a storage building. Situated on a large lot, the property offers plenty of parking with a circular driveway and a one-car garage. Located in a quiet neighborhood on the east end of Panama City Beach, it's convenient to the beach, the Navy base, St. Andrews State Park, shopping, and restaurants.

Full Property Details for 704 Water Oak Dr

General

  • Price: $369,000
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 790979
  • Updated: 7/14/2026
  • Added to Site: 46 day(s) ago

Interior

  • Number of Rooms: 3
  • Appliances: Gas Range

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Circular Driveway

Location

  • County: Bay
  • Subdivision: North Lagoon Oaks 4th
  • Driving Directions: Heading east on North Lagoon from Laurie Ave make a left into subdivision onto North Lagoon Oaks turn Right onto Water Oak Circle then an immediate right onto Water Oak Dr home on your right

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Ranch
  • Construction: Vinyl Siding
  • Roof: Shingle
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1988

Lot Features

  • Lot Size (Acres): 0.26
  • Lot Size (Sq. Ft.): 11,326
  • Lot Size: .26
  • Lot Dimensions: 82.0 ft x 142.0 ft
  • Frontage: City Street
  • Zoning: City, Resid Single Family
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: NORTH LAGOON OAKS 4TH ADD LOT 34 BLK A ORB 4834 P 336
  • Property ID: 30167-206-000

Listed by Think Real Estate

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 704 Water Oak Dr —

  • Think Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 704 Water Oak Dr

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-50.4 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-85.7 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 704 Water Oak Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/14/2026
Price Reduced
$369,000
-1.34%
MLS
6/08/2026
Listed
$374,000
14.02%
MLS
8/27/2021
Sold
$328,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 704 Water Oak Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,731
—
$326,168
9%
2024
$3,731
-1%
$300,349
—
2023
$3,781
252%
$299,243
141%
2021
$1,075
-67%
$124,144
-56%
2022
$3,279
205%
$280,078
182%
2021
$1,075
40%
$99,344
2%
2019
$769
-28%
$97,110
-19%
2018
$1,072
—
$120,198
1%
2017
$1,068
-4%
$119,025
-2%
2016
$1,116
-5%
$121,172
-1%
2015
$1,174
56%
$122,837
34%
2014
$753
12%
$91,499
1%
2013
$672
—
$90,147
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 704 Water Oak Dr

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Think Real Estate

Similar Properties near 704 Water Oak Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3321 Treasure Cir, Panama City Beach, FL 32408 - Photo 1
$369,000

3321 Treasure Cir  Panama City Beach, FL 32408

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
219 Coquina Shell Wy, Panama City Beach, FL 32407 - Photo 1
$368,000

219 Coquina Shell Wy  Panama City Beach, FL 32407

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
936 Pelican Pl, Panama City Beach, FL 32407 - Photo 1 Price Reduced
-$6,000 (-1.6%)
$368,000

936 Pelican Pl  Panama City Beach, FL 32407

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
146 Pelican Way, Panama City Beach, FL 32408 - Photo 1
$375,000

146 Pelican Way  Panama City Beach, FL 32408

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths

Just Listed near 704 Water Oak Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

179 E Kingston Rd, Rosemary Beach, FL 32461 - Photo 1 Just Listed
$4,600,000
Open House

179 E Kingston Rd  Rosemary Beach, FL 32461

  • Single Family
  • Active
  • Updated 3 days ago
  • 6
    Beds
  • 8
    Total Baths
  • 6,000
    Sq. Ft.
21 Jack Knife Drive, Watersound, FL 32461 - Photo 1 Just Listed
$899,000

21 Jack Knife Drive  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 4 hours ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,086
    Sq. Ft.
165 Needle Cast Ln, Watersound, FL 32461 - Photo 1 Just Listed
$3,895,000

165 Needle Cast Ln  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 5
    Total Baths
  • 4,997
    Sq. Ft.
52 N Shingle Ln, Watersound, FL 32461 - Photo 1 Just Listed
$4,699,000

52 N Shingle Ln  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 4 days ago
  • 6
    Beds
  • 6
    Total Baths
  • 4,445
    Sq. Ft.

Price Reduced near 704 Water Oak Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

88 Hutton Cove, Watersound, FL 32461 - Photo 1 Price Reduced
-$169,450 (-8.98%)
$1,718,462

88 Hutton Cove  #Lot 56  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 4 hours ago
  • 4
    Beds
  • 5
    Total Baths
  • 3,020
    Sq. Ft.
78 Hutton Cove, Watersound, FL 32461 - Photo 1 Price Reduced
-$170,800 (-11.22%)
$1,350,850

78 Hutton Cove  #Lot 55  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 21 hours ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,405
    Sq. Ft.
254 E Yacht Pond Ln, Watersound, FL 32461 - Photo 1 Price Reduced
-$55,000 (-1.39%)
$3,895,000

254 E Yacht Pond Ln  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 3 days ago
  • 7
    Beds
  • 7
    Total Baths
  • 4,196
    Sq. Ft.
92 E Lafayette Rd, Watersound, FL 32461 - Photo 1 Price Reduced
-$10,000 (-1.26%)
$785,000

92 E Lafayette Rd  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 6 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,855
    Sq. Ft.

Recent Sales near 704 Water Oak Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

120 Oak Ridge Pl, Panama City Beach, FL 32408 - Photo 1 Sold
$355,000

120 Oak Ridge Pl  Panama City Beach, FL 32408

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
115 Oak Ridge Pl, Panama City Beach, FL 32408 - Photo 1 Sold
$340,000

115 Oak Ridge Pl  Panama City Beach, FL 32408

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
7813 N Lagoon Dr, Panama City Beach, FL 32408 - Photo 1 Sold
$370,000

7813 N Lagoon Dr  #9F  Panama City Beach, FL 32408

  • Condo
  • Closed
  • 3
    Beds
  • 3
    Total Baths
321 Prudence Ln, Panama City Beach, FL 32408 - Photo 1 Sold
$370,000

321 Prudence Ln  Panama City Beach, FL 32408

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths

704 Water Oak Drive, Panama City Beach, FL 32408 (MLS# 790979) is a Single Family property with 3 bedrooms and 2 full bathrooms. 704 Water Oak Drive is currently listed for $369,000 and was received on June 08, 2026. Want to learn more about 704 Water Oak Drive? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property