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$374,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 19 hours ago
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This 3-bedroom home has been updated over the past several years with improvements including a newer roof, HVAC system, water heater, and more. The open living area features travertine flooring, while all bedrooms have wood floors. The large primary bedroom offers enough space for a sitting area or home office and includes two closets. The bathroom features a custom walk-in shower with glass doors. A sliding glass door leads to the covered back porch and fenced backyard with a storage building. Situated on a large lot, the property offers plenty of parking with a circular driveway and a one-car garage. Located in a quiet neighborhood on the east end of Panama City Beach, it's convenient to the beach, the Navy base, St. Andrews State Park, shopping, and restaurants.

Full Property Details for 704 Water Oak Dr

General

  • Price: $374,000
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 790979
  • Updated: 6/8/2026
  • Added to Site: 1 day(s) ago

Interior

  • Number of Rooms: 3
  • Appliances: Gas Range

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Circular Driveway

Location

  • County: Bay
  • Subdivision: North Lagoon Oaks 4th
  • Driving Directions: Heading east on North Lagoon from Laurie Ave make a left into subdivision onto North Lagoon Oaks turn Right onto Water Oak Circle then an immediate right onto Water Oak Dr home on your right

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Ranch
  • Construction: Vinyl Siding
  • Roof: Shingle
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1988

Lot Features

  • Lot Size (Acres): 0.26
  • Lot Size (Sq. Ft.): 11,326
  • Lot Size: .26
  • Lot Dimensions: 82.0 ft x 142.0 ft
  • Frontage: City Street
  • Zoning: City, Resid Single Family
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: NORTH LAGOON OAKS 4TH ADD LOT 34 BLK A ORB 4834 P 336
  • Property ID: 30167-206-000

Listed by Think Real Estate

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— 704 Water Oak Dr —

  • Think Real Estate

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 704 Water Oak Dr

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-50.4 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-85.7 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 704 Water Oak Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/08/2026
Listed
$374,000
14.02%
MLS
8/27/2021
Sold
$328,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 704 Water Oak Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,010
7%
$326,168
9%
2024
$3,731
-1%
$300,349
—
2023
$3,781
252%
$299,243
141%
2021
$1,075
-67%
$124,144
-56%
2022
$3,279
205%
$280,078
182%
2021
$1,075
40%
$99,344
2%
2019
$769
-28%
$97,110
-19%
2018
$1,072
—
$120,198
1%
2017
$1,068
-4%
$119,025
-2%
2016
$1,116
-5%
$121,172
-1%
2015
$1,174
56%
$122,837
34%
2014
$753
12%
$91,499
1%
2013
$672
—
$90,147
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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704 Water Oak Drive, Panama City Beach, FL 32408 (MLS# 790979) is a Single Family property with 3 bedrooms and 2 full bathrooms. 704 Water Oak Drive is currently listed for $374,000 and was received on June 08, 2026. Want to learn more about 704 Water Oak Drive? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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