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Property Description
Experience luxury beachfront living at its finest. This Gulf-front penthouse boasts over $100K in upgrades, including new flooring, fresh bedroom paint, upgraded appliances, new cabinet doors, a fully redone master bath, and a tankless hot water system. With breathtaking panoramic Gulf views, four spacious bedrooms, expansive living areas, and a massive beachfront balcony, this turnkey penthouse delivers unmatched elegance and value. A rare opportunity to own a fully upgraded coastal retreat with private beach access and a pool. Turnkey vacation rental with $100K+ in vacation rental income! Schedule a tour today! A breathtaking Gulf-front penthouse with over $100,000 in upgradesan extraordinary opportunity for elevated coastal living. Welcome to White Sands Haven, a beautifully reimagined beachfront penthouse overlooking the brilliant waters and white-sand shoreline of Panama City Beach. Positioned directly on the Gulf, this spacious residence combines premium renovations, expansive interior living, and uninterrupted water views at every turn. Designed for relaxation, gathering, and unforgettable moments, this home blends elegance with true coastal luxury. $100K+ in Upgrades; Elegant, Modern, Turnkey: This penthouse has undergone a full enhancement with thoughtful, high-value improvements that elevate both beauty and function: New upgraded flooring throughout the bedrooms; Bedrooms professionally repainted; Updated appliance package; Brand-new cabinet doors creating a crisp, refreshed kitchen aesthetic; Completely redesigned master bathroom with modern finishes; and a Tankless hot water system for efficiency and continuous comfort. These upgrades give the home a polished, contemporary feelideal for personal enjoyment or as a premium rental investment. Stunning Gulf-Front Views From Every Angle: This penthouse delivers truly exceptional vistas. The wide beachfront balcony stretches across the living room and multiple bedrooms, offering uninterrupted views of emerald waters and the sweeping horizon. Morning light pours in, sunsets glow across the sky, and the sound of the surf sets a perfect backdrop day and night. Locations with views like this are rarely available. Expansive Living Designed for Comfort & Style: The open-concept main living area provides generous space for both gatherings and quiet relaxation: * Large living room with two comfortable couches and a Smart TV Dining table seating 10, ideal for shared meals; * Fully equipped kitchen with breakfast bar, fridge/freezer (ice maker), microwave, pantry, coffee maker, cookware, and essentials; and * Extensive beachfront balcony with elegant patio furniture for sunrise coffees and evening outdoor meals. The flow of the space maximizes views, light, and ease of living. Accommodations for Groups & Families: Sleeping up to 12 guests, this penthouse offers versatile and comfortable arrangements: * Bedroom 1 (Primary Suite): King bed, TV, Gorgeously updated ensuite bathroom, Walk-in closet, Direct balcony access with Gulf views. * Bedroom 2: King bed, TV, Ensuite bathroom. * Bedroom 3: Two full-size beds, TV. * Bedroom 4: Queen bed, Twin day bed with trundle, Smart layout for children, teens, or additional guests. * Three full bathrooms provide excellent convenience for families or large groups. Beachfront Amenities & Coastal Lifestyle: This penthouse offers the best elements of beachfront living: * Private beach access directly from the building; * Gulf-front pool with stunning water views; * Parking for three vehicles; and * A beautifully maintained beachfront environment with immediate access to sand and shoreline walks. Everything is designed for effortless enjoyment of the coast. Activities & Local Experiences nearby include: St. Andrews State Park; Wildlife watching, Snorkeling, Paddleboarding, Hiking and biking, Water Adventures, Dolphin tours, Jet ski rentals, and Snorkeling trips. Dining & Enterta
Full Property Details
Full Property Details for 8515 Surf Dr #1
General
- Sold For: $1,400,000
- Status: Closed
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 993321
- Added to Site: 118 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Beach, Fishing, Pool, Waterfront
Interior
- Number of Rooms: 7
- Interior Features: Breakfast Bar, Ceiling Crwn Molding, Elevator, Fireplace, Kitchen Island, Lighting Recessed, Pantry
- Appliances: Cooktop, Disposal, Dryer, Range Hood, Refrigerator, Smoke Detector, Washer, Water Heater - Tnkls
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: Pool - In-Ground, Pool Type
Exterior
- Exterior Features: Balcony
- Porch/Patio/Deck: Deck Covered, Deck Open
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: Bel Air Beach Condo
- Driving Directions: Directions: Heading East on Thomas Drive, turn right on Bonita. Building will be towards your left on Surf.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
- Heating/Cooling: Central, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Public Water, TV Cable
Structural Information
- Construction: Foundation Stilts, Siding CmntFbrHrdBrd
- Exterior Const.: Foundation Stilts, Siding CmntFbrHrdBrd
- Stories/Levels: 3
- Square Feet: 2,464
- Sq. Ft. Source: County PA Records
- Year Built: 2001
Lot Features
- Property View: Gulf
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Unit Waterfront, Gulf, Shore - Beach
Financial Considerations
- Assessment Amount: $5,000
Disclosures and Reports
- Legal Description: Condominium Parcel: Building ''I'', Unit Number: 1, Bel Air Beach Condominium, as per the Declaration of Condominium thereof, recorded in Official Records Book 2037, Page 1646.
- APN: 30416-001-000
- Property ID: 30416-001-000
Listed by EXP Realty LLC
Sold by Sun Beach Realty LLC
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Schools
Schools serving 8515 Surf Dr #1
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 2.3 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8515 Surf Dr #1
Date
Details
Price
Change
Source
5/15/2026
Sold
$1,400,000
-3.45%
MLS
4/13/2026
Price Reduced
$1,450,000
-7.94%
MLS
2/19/2026
Price Reduced
$1,575,000
-5.97%
MLS
1/21/2026
Listed
$1,675,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
8515 Surf Drive #1, Panama City Beach, FL 32408 (MLS# 993321) is a Condo property that was sold at $1,400,000 on May 15, 2026. Want to learn more about 8515 Surf Drive #1? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

