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$259,000 -$10,000 (-3.72%) Price Reduced

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 1 Full Bath
  • Updated 4 days ago
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THE ABSOLUTE nicest unit at Ocean Terrace! This 2 bedroom, 1 bathroom unit is ready and turnkey! Fully furnished! Refreshed recently! Beautiful LVP flooring and white shaker style cabinets. Newer bathroom remodel with tiled stand up shower. Community has a pool and private beach access! This unit is on a rental program and is ready for its newest owner. All measurements are approx. and should be verified.

Full Property Details for 8618 Surf Dr #111

General

  • Price: $259,000
  • HOA FEE: $365/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $2,862 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 792759
  • Updated: 10/5/2026
  • Added to Site: 85 day(s) ago

Interior

  • Number of Rooms: 2
  • Interior Features: Main Level Primary, Shower Only
  • Appliances: Electric Range, Electric Water Heater
  • Flooring: Plank, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Shared Amenities: Picnic Area
  • Pool: Yes
  • Pool Description: Gunite, In Ground, Community
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Patio

Parking

  • Parking Features: Parking Lot

Location

  • County: Bay
  • Subdivision: Ocean Terr. Condo.
  • Driving Directions: West on Front Beach Road from the Hathaway Bridge turn left on Joan Avenue. Straight over Thomas Drive and street will turn left onto Surf Drive. Ocean Terrace will be on right.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes
  • Assoc. Fees Include: Association Management, Cable TV, Maintenance Grounds, Pest Control, Phone, Pool(s), Trash, Water

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available, High Speed Internet Available, Phone Available

Structural Information

  • Architectural Style: Low Rise
  • Sq. Ft. Source: Appraiser
  • Year Built: 1982

Lot Features

  • Lot Dimensions: 0*0
  • Lot Features: Paved

Financial Considerations

  • Association Fee: $1,096
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $2,862.53
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: OCEAN TERRACE CONDO APT 111 ( 2 BR ) ORB 877 P 680 2BR 1B ORB 4545 P 1230
  • Property ID: 30464-220-000

Listed by Coastal Heritage Real Estate LLC

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Listing agent

— 8618 Surf Dr #111 —

  • Coastal Heritage Real Estate LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8618 Surf Dr #111

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-82.2 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8618 Surf Dr #111 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/05/2026
Price Reduced
$259,000
-3.72%
MLS
7/16/2026
Listed
$269,000
49.44%
MLS
2/04/2022
Sold
$180,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8618 Surf Dr #111

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,766
—
$185,130
-37%
2024
$2,766
42%
$292,187
91%
2023
$1,953
51%
$153,000
19%
2021
$1,296
-15%
$128,113
—
2022
$1,522
17%
$128,113
41%
2021
$1,296
28%
$90,860
33%
2019
$1,015
2%
$68,206
10%
2018
$993
8%
$62,005
-25%
2017
$917
3%
$82,600
2%
2016
$892
11%
$81,200
74%
2015
$802
4%
$46,585
10%
2014
$774
58%
$42,350
10%
2013
$490
—
$38,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8618 Surf Dr #111

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Coastal Heritage Real Estate LLC

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8618 Surf Drive #111, Panama City Beach, FL 32408 (MLS# 792759) is a Condo property with 2 bedrooms and 1 full bathroom. 8618 Surf Drive #111 is currently listed for $259,000 and was received on July 17, 2026. Want to learn more about 8618 Surf Drive #111? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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