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$495,000

  • For Sale
  • Active
  • Triplex
  • 2 Beds
  • 2 Full Baths
  • 1,150 Sq. Ft.
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Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units. Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors. All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience. The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests. Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.

Full Property Details for 8706 Surf Dr # A

General

  • Price: $495,000
  • Taxes: $2,535 (2025)
  • Status: Active
  • Type: Triplex
  • Source: Emerald_Coast
  • MLS ID: 999342
  • Updated: 6/9/2026
  • Added to Site: 103 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed

Interior

  • Number of Rooms: 6
  • Interior Features: Newly Painted, Woodwork Stained
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Exterior Features: Balcony, Shower

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: BEL AIR 2ND ADDN
  • Driving Directions: At the intersection of Thomas Drive and Joan Avenue, go south on Joan Avenue, road turns in front of Gulfcrest condos, first townhouse on left after condos.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Septic Tank
  • Utility Description: Electric, Public Water

Structural Information

  • Architectural Style: Triplex
  • Construction: Stucco, Trim Wood
  • Exterior Const.: Stucco, Trim Wood
  • Stories/Levels: 2
  • Square Feet: 1,150
  • Sq. Ft. Source: County PA Records
  • Year Built: 1983

Lot Features

  • Property View: Gulf
  • Lot Size (Acres): 0.05
  • Lot Size (Sq. Ft.): 2,178
  • Lot Dimensions: 17 x 120
  • Street/Road Desc.: Paved
  • Lot Features: Within 1/2 Mile to Water
  • Zoning: Resid Multi-Family, Resid Single Family

Water Features

  • Water View: Yes

Financial Considerations

  • Tax Amount: $2,535.34
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Bel Air 2nd Add Beg At Nw Cor Lot 10 Sely 16.63' Swly 119.97' Nwly 17.06 Nely 120' To Pob Aka Unit A Orb 3379 P 721 Blk 2
  • APN: 30466-008-000
  • Property ID: 30466-008-000

Listed by Compass

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— 8706 Surf Dr # A —

  • Compass

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8706 Surf Dr # A

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-82.2 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8706 Surf Dr # A Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/09/2026
Price Reduced
$495,000
-9.67%
MLS
5/23/2026
Price Reduced
$548,000
-0.18%
MLS
5/16/2026
Price Reduced
$549,000
-8.35%
MLS
4/17/2026
Price Reduced
$599,000
-7.85%
MLS
3/31/2026
Listed
$650,000
284.62%
MLS
1/06/2012
Sold
$169,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8706 Surf Dr # A

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,504
—
$170,509
-34%
2024
$2,504
2%
$260,315
—
2023
$2,451
38%
$259,340
49%
2021
$1,770
2%
$173,548
4%
2022
$1,736
-2%
$167,027
58%
2021
$1,770
126%
$105,872
75%
2019
$784
-54%
$60,365
-55%
2018
$1,715
—
$133,781
—
2017
$1,721
-1%
$133,394
1%
2016
$1,743
-4%
$132,642
-1%
2015
$1,808
-1%
$133,974
-1%
2014
$1,832
11%
$135,990
-2%
2013
$1,655
—
$138,305
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8706 Surf Dr # A

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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8706 Surf Drive # A, Panama City Beach, FL 32408 (MLS# 999342) is a Triplex property with 2 bedrooms and 2 full bathrooms. 8706 Surf Drive # A is currently listed for $495,000 and was received on March 31, 2026. Want to learn more about 8706 Surf Drive # A? Do you have questions about finding other Triplex real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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