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$650,000 Just Listed

  • For Sale
  • Active
  • Triplex
  • 2 Beds
  • 2 Full Baths
  • Updated 2 days ago
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Just steps from the beach and directly across the street from the Gulf, this fully renovated 2 bedroom, 2 bathroom townhome offers an ideal blend of location, lifestyle, and rental potential. With two public beach access points nearby, getting to the sand and water is quick and easy. For those thinking about investment potential, there's a rare opportunity next door. The neighboring townhome is also available, giving you the option to own side-by-side units, ideal for hosting larger groups, increasing bookings, and building repeat guests. The home has been thoughtfully updated over time. The roof was replaced in 2019, along with renovations to the kitchen, bathrooms, and flooring. In 2025, the entire unit was freshly painted, including walls, trim, and doors, and all new furnishings were added. Being sold fully furnished, the layout comfortably accommodates guests with a king bed and two queen beds. A full-size washer and dryer adds everyday convenience. The living area opens to a private patio where you can enjoy Gulf views and a coastal breeze, while the fenced backyard offers a private outdoor space to relax after a day at the beach. The property includes a covered carport along with additional driveway parking, providing convenient space for both owners and guests. Conveniently located near Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.

Full Property Details for 8706 Surf Dr #B

General

  • Price: $650,000
  • Taxes: $1,651 (2025)
  • Status: Active
  • Type: Triplex
  • Source: Bay_County
  • MLS ID: 787635
  • Updated: 3/31/2026
  • Added to Site: 3 day(s) ago

Interior

  • Number of Rooms: 6
  • Interior Features: Interior Steps
  • Appliances: Electric Range, Electric Water Heater, Ice Maker
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Exterior Features: Outdoor Shower
  • Porch/Patio/Deck: Balcony

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • County: Bay
  • Subdivision: Bel Air 2nd Add
  • Driving Directions: At the intersection of Thomas Drive and Joan Avenue, go south on Joan Avenue, road turns in front of Gulfcrest condos, second townhouse on left after condos.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Structural Information

  • Architectural Style: Triplex
  • Structure Type: Triplex
  • Construction: Stucco
  • Roof: Metal
  • Windows: Double Pane Windows
  • Stories/Levels: 2
  • Sq. Ft. Source: Appraiser
  • Year Built: 1983

Lot Features

  • Property View: Gulf
  • Lot Dimensions: 17 x 120
  • Lot Features: Paved
  • Zoning: Resid Multi-Family
  • Fencing (Description): Privacy

Water Features

  • Water View: Yes

Financial Considerations

  • Tax Amount: $1,651.98
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: BEL AIR 2ND ADD BEG 16.63' SELY OF NW COR OF LOT 10 TH CONT SELY 15.01' SWLY 119.88' NWLY 15.01' NELY 119.97' TO POB AKA UNIT B BLK 2 MAP 58B3 ORB 4062 P 1657
  • Property ID: 30466-009-000

Listed by Compass Florida, LLC

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Listing agent

— 8706 Surf Dr #B —

  • Compass Florida, LLC

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8706 Surf Dr #B

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-82.2 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8706 Surf Dr #B Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/31/2026
Listed
$650,000
306.25%
MLS
11/19/2010
Sold
$160,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8706 Surf Dr #B

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,681
6%
$203,053
8%
2024
$1,583
57%
$187,923
119%
2023
$1,009
17%
$85,848
18%
2021
$864
10%
$72,668
13%
2022
$786
-9%
$64,485
9%
2021
$864
22%
$58,991
8%
2019
$710
-49%
$54,408
-50%
2018
$1,390
—
$107,827
1%
2017
$1,391
-3%
$107,239
-1%
2016
$1,429
-4%
$108,194
-1%
2015
$1,481
-1%
$109,149
-1%
2014
$1,499
11%
$110,706
-2%
2013
$1,354
—
$112,529
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Compass Florida, LLC

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8706 Surf Drive #B, Panama City Beach, FL 32408 (MLS# 787635) is a Triplex property with 2 bedrooms and 2 full bathrooms. 8706 Surf Drive #B is currently listed for $650,000 and was received on March 31, 2026. Want to learn more about 8706 Surf Drive #B? Do you have questions about finding other Triplex real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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