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$215,000

  • For Sale
  • Active
  • Condo
  • 1 Full Bath
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This desirable low-floor unit offers the perfect beach hideaway on the sugar-white sands of Panama City Beach. Well maintained and thoughtfully furnished, the condo is truly turnkey and ready for immediate enjoyment. Whether you're seeking a short-term rental opportunity or a second home by the beach, this unit fits the bill. Conveniently located in the Thomas Drive area, you're just minutes from shopping, dining, entertainment, and all that Panama City Beach has to offer. The community provides direct beach access along with a pool just steps away-ideal for owners and guests alike. Top of the Gulf amenities include a beachfront pool, tiki bar, shuffleboard, fitness center, game room, and expansive sun decks. With its strong rental appeal and prime location, this unit presents an excellent investment opportunity. All measurements are approximate and should be verified if important.

Full Property Details for 8817 S Thomas Dr #A204

General

  • Price: $215,000
  • Taxes: $2,585 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 783771
  • Updated: 3/4/2026
  • Added to Site: 93 day(s) ago

Interior

  • Number of Rooms: 1

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Additional Information

  • Pool: Yes
  • Pool Description: Community

Location

  • County: Bay
  • Subdivision: Top Of The Gulf Condo.
  • Driving Directions: Top of Gulf is located on the South side of Thomas Dr on the east end of Panama City Beach.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: High Rise
  • Sq. Ft. Source: Appraiser
  • Year Built: 1976

Lot Features

  • Lot Dimensions: 0 x 0

Water Features

  • Water Front: Yes
  • Water Front Desc.: Gulf
  • Water Front View: Gulf

Financial Considerations

  • Tax Amount: $2,585
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: TOP OF THE GULF UNIT A-204 EFF 1B 489 H&C ORB 504 P 566 . ORB 4562 P 1819
  • Property ID: 34994-129-000

Listed by Think Real Estate

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— 8817 S Thomas Dr #A204 —

  • Think Real Estate

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8817 S Thomas Dr #A204

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-81.8 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8817 S Thomas Dr #A204 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/04/2026
Price Reduced
$215,000
-4.02%
MLS
1/16/2026
Listed
$224,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8817 S Thomas Dr #A204

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,097
-22%
$192,100
-6%
2024
$2,704
1%
$204,000
—
2023
$2,667
86%
$204,000
77%
2021
$1,431
-14%
$115,175
-25%
2022
$1,666
16%
$154,275
45%
2021
$1,431
37%
$106,595
42%
2019
$1,042
10%
$75,236
10%
2018
$950
28%
$68,396
9%
2017
$742
9%
$62,475
11%
2016
$679
5%
$56,525
10%
2015
$648
11%
$51,425
10%
2014
$583
17%
$46,750
6%
2013
$500
—
$43,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8817 S Thomas Dr #A204

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Sold by Alice de La Penha

8817 S Thomas Drive #A204, Panama City Beach, FL 32408 (MLS# 783771) is a Condo property with 0 bedrooms and 1 full bathroom. 8817 S Thomas Drive #A204 is currently listed for $215,000 and was received on January 16, 2026. Want to learn more about 8817 S Thomas Drive #A204? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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