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$259,000
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Property Description
Welcome to Unit A804 at The Top of the Gulf, a beautifully renovated top-floor Gulf-front condo offering the perfect combination of coastal charm, modern comfort, and exceptional investment potential. Located on the 8th floor, this residence enjoys one of the most desirable positions in the building -- ''TOP FLOOR UNIT''means added peace and quiet for owners and guests alike. Thoughtfully updated and sold fully furnished, the condo features stylish coastal-inspired furnishings and décor, creating a bright, welcoming atmosphere that is completely turnkey and rental-ready. Major upgrades include a brand-new HVAC system and a self-draining dehumidifier installed approximately 2½ years ago, providing enhanced comfort, efficiency, and peace of mind. For investors, this property checks every box. The condo offers a proven rental history with future bookings already in place through April 2027, including confirmed reservations in September, March, and April, allowing a new owner to begin generating income immediately. Perfectly situated in the heart of Panama City Beach, The Top of the Gulf places you just minutes from great dining, shopping, and recreational activities. And for those seeking entertainment, the newly opened Tootsie's Orchid Lounge is only a 5-minute walk up the beach, adding even more excitement and value to this prime location. Whether you're searching for a personal beach retreat, a second home, or a high-performing income property, Unit A804 delivers turnkey Gulf-front living with established rental income and future reservations already secured. Don't miss this opportunity to own a top-floor beachfront condo in one of Panama City Beach's most convenient and sought-after locations at a GREAT PRICE POINT!!
Full Property Details
Full Property Details for 8817 S Thomas Dr #A804
General
- Price: $259,000
- HOA FEE: $525/month
- Taxes: (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 793163
- Updated: 7/31/2026
- Added to Site: 13 day(s) ago
Interior
- Number of Rooms: 1
- Appliances: Electric Oven, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Additional Information
- Shared Amenities: Beach Rights, Game Room, Barbecue, Picnic Area
- Pool: Yes
- Pool Description: In Ground, Community
- Security/Safety: Security Service
Location
- County: Bay
- Subdivision: Top Of The Gulf Condo.
- Driving Directions: From Pineapple Willys on Thomas Drive head east. Top of The Gulf Condos on right.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Cable TV, Internet, Pest Control, Pool(s), Trash, Water
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected
Structural Information
- Architectural Style: High Rise
- Elevator: Yes
- Stories/Levels: 8
- Sq. Ft. Source: Appraiser
- Year Built: 1976
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Gulf
- Lot Dimensions: 0 x 0
- Frontage: City Street
- Lot Features: Paved
- Zoning: Resid Multi-Family, Resort
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf, Shoreline - Sand
- Water Front View: Gulf, Shoreline - Sand
Financial Considerations
- Association Fee: $525
- Assoc Fee Freq.: Monthly
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: TOP OF THE GULF CONDO UNIT # A-804 ORB 504 P 556 EFF 1B 489 H&C ORB 4748 P 2107
- Property ID: 34994-279-000
Listed by Beach Haven Realty
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Schools
Schools serving 8817 S Thomas Dr #A804
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.8 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8817 S Thomas Dr #A804
Date
Details
Price
Change
Source
7/27/2026
Listed
$259,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8817 S Thomas Dr #A804
8817 S Thomas Drive #A804, Panama City Beach, FL 32408 (MLS# 793163) is a Condo property with 0 bedrooms and 1 full bathroom. 8817 S Thomas Drive #A804 is currently listed for $259,000 and was received on July 27, 2026. Want to learn more about 8817 S Thomas Drive #A804? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

