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$865,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,839 Sq. Ft.
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Newly built, without the wait! 4BR/3.5BA home in Breakwater at Ward Creek offering 2,800+ SF of well-designed living space. Open-concept layout with spacious kitchen, stainless appliances, and generous living/dining areas, ideal for entertaining. Primary suite features a spa-like bath and oversized walk-in closet. Three additional bedrooms plus flexible space for office or bonus use. 3-car garage provides ample storage. Enjoy a private backyard with room for a pool. Located in a gated community with resort-style amenities including pool, pickleball, and walking trails. Minutes to Panama City Beach, shopping, dining, and the airport. Move-in ready and better than waiting to build!

Full Property Details for 912 Camp Fire Cir #Lot 319

General

  • Price: $865,000
  • Taxes: $1,354 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 999753
  • Updated: 4/16/2026
  • Added to Site: 58 day(s) ago

Rental Information

  • Complex Features: Pickle Ball, Community Room, Exercise Room, Gated Community, Picnic Area, Playground, Pool, Tennis

Interior

  • Number of Rooms: 6
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Double, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Tnkls

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Breakwater at Ward Creek
  • Driving Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground

Structural Information

  • Architectural Style: Other
  • Construction: Siding CmntFbrHrdBrd
  • Exterior Const.: Siding CmntFbrHrdBrd
  • Stories/Levels: 1
  • Square Feet: 2,839
  • Sq. Ft. Source: County PA Records
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,840.8
  • Lot Dimensions: 60' x 120'
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $200
  • Tax Amount: $1,354.84
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Accept Backup Offers
  • Legal Description: Breakwater At Ward Creek Ph 1 Lot 319 Orb 4815 P 1513
  • APN: 32717-250-166
  • Property ID: 32717-250-166

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— 912 Camp Fire Cir #Lot 319 —

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NMLS#: 1598647

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with our affiliated lender
NMLS#: 1598647

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Schools serving 912 Camp Fire Cir #Lot 319

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-52.1 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-84 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 912 Camp Fire Cir #Lot 319 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/16/2026
Price Reduced
$865,000
-1.13%
MLS
4/03/2026
Listed
$874,900
6.93%
MLS
11/25/2025
Sold
$818,209
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 912 Camp Fire Cir #Lot 319

Year
Property Taxes
Change
Tax Assessment
Change
2024
$9
—
$110,205
14732%
2024
$9
—
$743
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 912 Camp Fire Cir #Lot 319

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912 Camp Fire Circle #Lot 319, Panama City Beach, FL 32413 (MLS# 999753) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 912 Camp Fire Circle #Lot 319 is currently listed for $865,000 and was received on April 03, 2026. Want to learn more about 912 Camp Fire Circle #Lot 319? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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