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$865,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • Updated 13 days ago
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Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home offers a thoughtful floor plan, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite within a quiet cul-de-sac, this move-in-ready home allows you to enjoy the benefits of newer construction without the wait. Thoughtfully designed with soaring ceilings and an open-concept layout, the home feels bright, airy, and inviting from the moment you walk in. The spacious kitchen and living area create the perfect place for gathering, entertaining, and enjoying everyday life. The primary suite offers a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind at the end of the day. What truly sets this property apart is the lifestyle that comes with it. Breakwater residents enjoy access to a resort-style community pool, pickleball and tennis courts, playground, fitness center, clubhouse, and gated entrance--all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, and the beautiful white-sand beaches of the Emerald Coast, it's easy to see what makes this home so special. Where everyday living feels like a getaway.

Full Property Details for 912 Camp Fire Cir

General

  • Price: $865,000
  • Taxes: $1,354 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 791587
  • Updated: 6/19/2026
  • Added to Site: 13 day(s) ago

Interior

  • Number of Rooms: 4
  • Interior Features: Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
  • Appliances: Gas Cooktop, Ice Maker

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Gated
  • Pool: Yes
  • Pool Description: Community
  • Tennis: Yes
  • Security/Safety: Gated Community, Security Gate, Smoke Detector(s)

Exterior

  • Exterior Features: Covered Patio, Patio
  • Porch/Patio/Deck: Deck, Patio

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Parking Features: Gated

Location

  • County: Bay
  • Subdivision: Breakwater at Ward Creek
  • Driving Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 Miles Breakwater community will be on your left.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Other
  • Construction: HardiPlank Type
  • Roof: Shake
  • Sq. Ft. Source: Appraiser
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,405
  • Lot Size: .17
  • Lot Dimensions: 60.0 ft x 125.0 ft
  • Lot Features: Cul-De-Sac, Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Full, Fenced

Financial Considerations

  • Tax Amount: $1,354.84
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 319 ORB 4815 P 1513
  • Property ID: 32717-250-166

Listed by Counts Real Estate Group Inc

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Listing agent

— 912 Camp Fire Cir —

  • Counts Real Estate Group Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 912 Camp Fire Cir

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-52.1 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-84 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 912 Camp Fire Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/19/2026
Listed
$865,000
5.72%
MLS
11/25/2025
Sold
$818,209
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 912 Camp Fire Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$9
—
$110,205
14732%
2024
$9
—
$743
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Counts Real Estate Group Inc

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912 Camp Fire Circle, Panama City Beach, FL 32413 (MLS# 791587) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 912 Camp Fire Circle is currently listed for $865,000 and was received on June 19, 2026. Want to learn more about 912 Camp Fire Circle? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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