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$1,150,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,342 Sq. Ft.
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Available for sale or lease! Better than new and no wait time to build in Breakwater at Ward Creek! This stunning corner homesite boasts a spacious 5-bedroom, 3.5-bath layout, complete with a 3-car garage, perfect for families and those who love to entertain. Step inside and be wowed by the impressive 20-foot ceilings in the great room and kitchen, creating an open and airy feel with incredible sun set views from the comfort of your own living room. The large loft on the second floor provides additional space for relaxation or play.Every detail in this residence is designed for luxury living, featuring exquisite quartz countertops throughout. You'll love the outdoor oasis with your own large private heated pool and hot tub, ideal for soaking up the sun or unwinding after a long day. Living in Breakwater means embracing an incredible lifestyle! The neighborhood offers a plethora of amenities set to launch in Spring 2026, including a resort-style pool, state-of-the-art fitness center, tennis courts, pickleball courts, and an athletic field. Plus, you are just a short drive away from the stunning beaches of Panama City, the airport, and Pier Park, home to attractions such as the Dolly Parton Pirate Show, Topgolf, and the exciting new wave pool. Panama City Beach is one of the fastest growing cities in the nation, with a cutting-edge hospital set to open just a mile from this community, reflecting the area's rapid growth and desirability. Experience the best of comfort, convenience, and coastal living in this remarkable home, the up-and-coming place to be! Don't miss your chance to make it yours!

Full Property Details for 925 Camp Fire Cir

General

  • Price: $1,150,000
  • Taxes: $1,354 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 993477
  • Updated: 1/27/2026
  • Added to Site: 30 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Great Room, Kitchen, Loft, Master Bedroom, Office
  • Interior Features: Ceiling Raised, Floor Laminate, Floor Tile, Lighting Recessed, Pantry, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Great Room: Great Room
  • Kitchen: Kitchen
  • Office: Office
  • Loft: Loft

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Exercise Room, Gated Community, Pickle Ball, Picnic Area, Playground, Pool, Short Term Rental - Not Allowed, Tennis
  • Pool: Yes

Exterior

  • Exterior Features: Fenced Back Yard, Patio Covered, Pool - Heated, Pool - In-Ground, Sprinkler System

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Parking: Garage Attached

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Breakwater at Ward Creek
  • Driving Directions: From Highway 98 go North 2.6 miles on Highway 79 then turn left into the community at Breakwater Blvd. The sales center is on the right hand side.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - 2 or More, AC - Central Elect, Heat Cntrl Electric, Water Heater - Tnkls

Utilities

  • Utility Description: Gas - Natural, Public Sewer, Public Water

Structural Information

  • Architectural Style: Contemporary
  • Construction: Brick, Roof Dimensional Shg, Siding CmntFbrHrdBrd
  • Stories/Levels: 2
  • Square Feet: 3,342
  • Sq. Ft. Source: Building Plan
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.19
  • Lot Dimensions: 60 x 120
  • Street/Road Desc.: Controlled Access, Paved Road
  • Lot Features: Corner
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $200
  • Assmt Payment Freq: Monthly
  • Tax Amount: $1,354
  • Tax Year: 2025
  • Terms: Conventional, VA

Disclosures and Reports

  • Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 309 ORB 4782 P 1773
  • Assessment: Yes
  • APN: 32717-250-146

Listed by 1 Percent Lists Florida Coast

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— 925 Camp Fire Cir —

  • 1 Percent Lists Florida Coast

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 925 Camp Fire Cir

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-52.1 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-84.1 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 925 Camp Fire Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/27/2026
Price Increased
$1,150,000
4.55%
MLS
1/22/2026
Listed
$1,100,000
29.41%
MLS
1/31/2025
Sold
$850,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 925 Camp Fire Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,355
14956%
$110,205
14732%
2024
$9
—
$743
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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925 Camp Fire Circle, Panama City Beach, FL 32413 (MLS# 993477) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 925 Camp Fire Circle is currently listed for $1,150,000 and was received on January 22, 2026. Want to learn more about 925 Camp Fire Circle? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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