925 Camp Fire Circle, Panama City Beach, FL 32413 - Photo 1

1/1

$1,140,000

Sold
Closed
Single Family
5 Beds
3 Full Baths
1 Partial Bath
3,342 Sq. Ft.

1/1

Property Description

Available for sale or lease! Better than new and no wait time to build in Breakwater at Ward Creek! This stunning corner homesite boasts a spacious 5-bedroom, 3.5-bath layout, complete with a 3-car garage, perfect for families and those who love to entertain. Step inside and be wowed by the impressive 20-foot ceilings in the great room and kitchen, creating an open and airy feel with incredible sun set views from the comfort of your own living room. The large loft on the second floor provides additional space for relaxation or play. Every detail in this residence is designed for luxury living, featuring exquisite quartz countertops throughout. You'll love the outdoor oasis with your own large private heated pool and hot tub, ideal for soaking up the sun or unwinding after a long day. Living in Breakwater means embracing an incredible lifestyle! The neighborhood offers a plethora of amenities set to launch in Spring 2026, including a resort-style pool, state-of-the-art fitness center, tennis courts, pickleball courts, and an athletic field. Plus, you are just a short drive away from the stunning beaches of Panama City, the airport, and Pier Park, home to attractions such as the Dolly Parton Pirate Show, Topgolf, and the exciting new wave pool. Panama City Beach is one of the fastest growing cities in the nation, with a cutting-edge hospital set to open just a mile from this community, reflecting the area's rapid growth and desirability. Experience the best of comfort, convenience, and coastal living in this remarkable home, the up-and-coming place to be! Don't miss your chance to make it yours!

Full Property Details

Full Property Details for 925 Camp Fire Cir

General

Sold For: $1,140,000
Taxes: $1,354 (2025)
Status: Closed
Type: Single Family
Source: Emerald_Coast
MLS ID: 993477
Added to Site: 124 day(s) ago

Rental Information

Complex Features: Short Term Rental - Not Allowed, Pickle Ball, BBQ Pit/Grill, Exercise Room, Gated Community, Picnic Area, Playground, Pool, Tennis

Interior

Number of Rooms: 7
Interior Features: Ceiling Raised, Lighting Recessed, Pantry, Washer/Dryer Hookup
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Tnkls
Flooring: Floor Laminate, Floor Tile

Rooms

Bathrooms

Total Bathrooms: 4
Full Bathrooms: 3
Half Bathrooms: 1

Bedrooms

Total Bedrooms: 5

Additional Information

Pool: Yes
Pool Description: Pool - Heated, Pool - In-Ground, Pool Type

Exterior

Exterior Features: Fenced Back Yard, Sprinkler System
Porch/Patio/Deck: Patio Covered

Parking

Garage: Yes
Attached garage: Yes
Garage Spaces: 3

Location

Area: 27 - Bay County
County: Bay
Subdivision: Breakwater at Ward Creek
Driving Directions: From Highway 98 go North 2.6 miles on Highway 79 then turn left into the community at Breakwater Blvd. The sales center is on the right hand side.

School Information

Elementary School: West Bay
Middle School: Surfside
High School: Arnold

Community

Association: Yes
Assoc. Fees Include: Accounting, Master Association, Recreational Faclty, Security

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air
Heating Type: Central
Heating/Cooling: Central, Central Air

Utilities

Sewer: Public Sewer
Utility Description: Gas - Natural, Public Water

Structural Information

Architectural Style: Contemporary
Construction: Brick, Siding CmntFbrHrdBrd
Exterior Const.: Brick, Siding CmntFbrHrdBrd
Stories/Levels: 2
Square Feet: 3,342
Sq. Ft. Source: Building Plan
Year Built: 2025

Lot Features

Lot Size (Acres): 0.19
Lot Size (Sq. Ft.): 8,276.4
Lot Dimensions: 60 x 120
Street/Road Desc.: Paved
Lot Features: Corner
Zoning: Resid Single Family

Financial Considerations

Assessment Amount: $200
Tax Amount: $1,354.84
Tax Year: 2025

Disclosures and Reports

Special Conditions: Accept Backup Offers
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 309 ORB 4782 P 1773
APN: 32717-250-146
Property ID: 32717-250-146

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Schools

Schools serving 925 Camp Fire Cir

School District:Bay County School District

Name	Grades	Distance
West Bay Elementary School 14813 School Dr, Panama City Beach, FL 32413	K-5	2.1 mi
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413	6-8	4.1 mi
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407	9-12	5.4 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 925 Camp Fire Cir

Date

Details

Price

Change

Source

4/23/2026

Sold

$1,140,000

-0.87%

MLS

1/27/2026

Price Increased

$1,150,000

4.55%

MLS

1/22/2026

Listed

$1,100,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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925 Camp Fire Cir, Panama City Beach, FL 32413 - Photo 1

Sold

$1,140,000