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$410,000
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Property Description
Beautifully updated 2-bedroom, 2-bath condo with a bunk room and Gulf views at Laketown Wharf! This spacious residence sleeps 8+ and features an open floor plan, expansive balcony, granite countertops, breakfast bar and a private primary suite with double vanity, garden tub and separate shower. Standout upgrades, Gulf views and a prime location at Laketown Wharf! Unit 1123 is a beautifully reimagined with wall-to-wall luxury vinyl plank flooring and a polished mid-century-meets-coastal-chic design.The fully updated kitchen elevates this residence with premium granite countertops, modern cabinetry, upgraded lighting and premium stainless-steel appliances. The redesigned primary bathroom feels like a private retreat, featuring a spacious walk-in shower with premium wall tile, an updated dual vanity, upgraded lighting, gold accents and a classic soaking tub. Step onto the expansive balcony for a Gulf view overlooking Pineapple Willy's and stretching east along the coastline. The spacious open floor plan comfortably accommodates eight or more guests, making the unit equally appealing as a beach getaway or vacation-rental investment. Located across from the beach, Laketown Wharf offers five pools, convenient beach access, a Gulf-view fitness center, kids' playground, covered parking, on-site dining and a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show. Shopping, dining and entertainment are just minutes away.
Full Property Details
Full Property Details for 9860 S Thomas Dr #1123
General
- Price: $410,000
- HOA FEE: $1,065/month
- HOA FEE FREQ.: Quarterly
- Taxes: $4,385 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 794713
- Updated: 8/28/2026
- Added to Site: 47 day(s) ago
Interior
- Number of Rooms: 2
- Interior Features: Double Vanity, Main Level Primary, Soaking Tub, Separate Shower
- Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Shared Amenities: Beach Rights, Business Center, Barbecue
- Pool: Yes
- Pool Description: Gas Heat, In Ground, Community
- Spa Description: Community
- Security/Safety: Security Service
Exterior
- Exterior Features: Barbecue, Deck
- Porch/Patio/Deck: Balcony, Deck, Covered, Patio
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Laketown Wharf Phase II
- Driving Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's. Take the centralized elevator's up to the 11th floor. Take the breezeway to the north side of the property and continue eastward until you reach unit 1123.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Cable TV, Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Trash, Water
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, High Speed Internet Available
Structural Information
- Architectural Style: High Rise
- Sq. Ft. Source: Appraiser
- Year Built: 2008
Lot Features
- Property View: Gulf, Lake
- Lot Dimensions: Condo
- Frontage: City Street
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Multi-Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front
- Water Front View: Lake, Lake Front
- Lake Front: Yes
Financial Considerations
- Association Fee: $3,196
- Assoc Fee Freq.: Quarterly
- Tax Amount: $4,385.75
- Tax Year: 2025
Disclosures and Reports
- Legal Description: LAKETOWN WHARF UNIT 1123 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4715 P 1649 1262 TOTAL SF
- Property ID: 40001-000-386
Listed by Real Broker LLC
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Schools
Schools serving 9860 S Thomas Dr #1123
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.2 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 9860 S Thomas Dr #1123
Date
Details
Price
Change
Source
8/28/2026
Listed
$410,000
-5.75%
MLS
7/31/2023
Sold
$435,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 9860 S Thomas Dr #1123
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,767
—
$335,750
-9%
2024
$4,767
13%
$369,750
-5%
2023
$4,223
25%
$391,000
18%
2022
$3,391
25%
$330,225
55%
2021
$2,704
—
$212,500
4%
2021
$2,704
9%
$204,000
1%
2019
$2,481
—
$202,470
2%
2018
$2,469
14%
$197,965
1%
2017
$2,171
13%
$195,925
19%
2016
$1,924
35%
$165,155
45%
2015
$1,429
10%
$114,164
10%
2014
$1,302
25%
$103,785
10%
2013
$1,039
—
$94,350
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9860 S Thomas Dr #1123
9860 S Thomas Drive #1123, Panama City Beach, FL 32408 (MLS# 794713) is a Condo property with 2 bedrooms and 2 full bathrooms. 9860 S Thomas Drive #1123 is currently listed for $410,000 and was received on August 28, 2026. Want to learn more about 9860 S Thomas Drive #1123? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

