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$270,000
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Property Description
Discover Unit 1403 at Laketown Wharf - Your Fully Furnished Beachfront Retreat! *** Update, Seller will pay all of 2025 HOA dues*** SELLER FINANCING AVAILABLE! Owner is offering seller financing for $50,000 with favorable terms. Great opportunity for qualified buyers. Contact listing agent for full terms and conditions. Enjoy resort-style living in the heart of Panama City Beach with this beautifully maintained and fully furnished 1,047 sq ft condo on the 14th floor of the highly sought-after Laketown Wharf. Boasting stunning views, stylish coastal decor, and spacious living, this turnkey unit is ideal as a second home, vacation rental, or full-time residence. Inside, you'll find an open-concept layout with a large kitchen featuring granite countertops, ample cabinetry, and a breakfast bar perfect for entertaining. The living and dining areas flow effortlessly onto your private balcony-ideal for catching breathtaking sunsets and enjoying the evening fountain light show. The primary bedroom includes an en-suite bath, and there's a cozy bunk area for guests or the little ones. Laketown Wharf offers an unparalleled list of amenities, including: * 5 Resort-Style Pools * 2-Story Fitness Center * Pickleball Court & Putting Green * Grilling Areas & Picnic Gazebo * Onsite Restaurants & Bars * Boardwalk Along the Lake * Owner's USPS Mailroom * 24-Hour Gated Security * Pet-Friendly for Owners The COA fee includes: + Insurance + Water, Garbage, Pest Control + Cable & High-Speed Internet Location is everything-and Laketown Wharf places you in the center of it all. You're steps away from the beach with private beach access, and just minutes to Pineapple Willy's, Ripley's Believe It or Not, mini golf, shopping, dining, and family-friendly attractions. Whether you're looking to invest or simply enjoy the Florida lifestyle, Unit 1403 delivers value, comfort, and convenience in one of PCB's premier resort communities.
Full Property Details
Full Property Details for 9860 S Thomas Dr #1403
General
- Price: $270,000
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 771967
- Updated: 12/2/2025
- Added to Site: 278 day(s) ago
Interior
- Number of Rooms: 5
- Appliances: Washer/Dryer Stacked, Electric Range, Electric Water Heater, Ice Maker
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 1
Other Rooms
- Laundry: Stacked
Additional Information
- Shared Amenities: Beach Rights, Gazebo, Barbecue, Picnic Area, Spa/Hot Tub
- Pool: Yes
- Pool Description: Gunite, Electric Heat, In Ground, Salt Water, Community
- Spa Description: Community
- Tennis: Yes
- Security/Safety: Closed Circuit Camera(s), Carbon Monoxide Detector(s), Fire Sprinkler System, Gated with Guard, 24 Hour Security, Fire Alarm, Security Gate, Smoke Detector(s), Security Service
Exterior
- Porch/Patio/Deck: Balcony, Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Gated
Location
- County: Bay
- Subdivision: Laketown Wharf
- Driving Directions: Located at the corner of Front Beach Road and S. Thomas Dr, Across from Pineapple Willy's.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, High Speed Internet Available
Structural Information
- Architectural Style: High Rise
- Windows: Storm Window(s)
- Elevator: Yes
- Stories/Levels: 21
- Sq. Ft. Source: Appraiser
- Year Built: 2008
- Other Struct. Feat.: Dumpster
Additional Structures
- Other Structures: Kennel/Dog Run, Gazebo
Lot Features
- Property View: Lake
- Lot Dimensions: 0 x 0
- Frontage: City Street
- Zoning: Resid Single Family, Resort
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front
- Water Front View: Lake, Lake Front
- Lake Front: Yes
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: LAKETOWN WHARF UNIT 1403 TYPE C BLDG 2 ORB 2994 P 1890 1BR 2BA BUNK ORB 4145 P 1909 1047 TOTAL SF
- Property ID: 40001-000-480
Listed by RE/MAX SELECT Partners
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Schools
Schools serving 9860 S Thomas Dr #1403
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 9860 S Thomas Dr #1403
Date
Details
Price
Change
Source
11/02/2025
Price Reduced
$270,000
-3.57%
MLS
7/31/2025
Price Reduced
$280,000
-1.75%
MLS
5/28/2025
Price Reduced
$285,000
-1.72%
MLS
5/19/2025
Price Reduced
$290,000
-3.3%
MLS
5/14/2025
Price Reduced
$299,900
-1.64%
MLS
4/14/2025
Listed
$304,900
52.53%
MLS
7/15/2019
Sold
$199,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 9860 S Thomas Dr #1403
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,373
1%
$276,250
-7%
2023
$3,337
48%
$297,500
71%
2021
$2,253
-15%
$174,250
-28%
2022
$2,666
18%
$243,525
45%
2021
$2,253
37%
$168,215
29%
2019
$1,648
-5%
$130,220
-3%
2018
$1,740
-3%
$134,300
-19%
2017
$1,795
18%
$166,430
28%
2016
$1,520
36%
$129,965
71%
2015
$1,121
10%
$76,012
10%
2014
$1,018
45%
$69,102
10%
2013
$702
—
$62,820
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9860 S Thomas Dr #1403
9860 S Thomas Dr #1403, Panama City Beach, FL 32408 (MLS# 771967) is a Condo property with 1 bedroom and 2 full bathrooms. 9860 S Thomas Dr #1403 is currently listed for $270,000 and was received on April 15, 2025. Want to learn more about 9860 S Thomas Dr #1403? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

