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$285,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • Updated 4 hours ago
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Welcome to your ultimate coastal getaway at Laketown Wharf Resort! Perfectly positioned in the heart of Panama City Beach - just steps from the world's most famous sugar-white sands, top attractions like Ripley's and WonderWorks, dining, and nightlife - this spacious condo offers the ideal blend of convenience, relaxation, and top-tier rental potential. Prime Location & Rare Convenience: Forget waiting on busy elevators! This desirable 4th-floor unit allows you to walk directly from the parking garage right to your front door. Even better, you are located just steps from the pool while enjoying stunning, serene lake views right from your residence. Interior Highlights: Freshly updated with LVP flooring throughout, this 2-bedroom, 2-bath condo includes a private bunk room and comfortably accommodates up to 8 guests. The open-concept layout features a fully equipped kitchen with sleek granite countertops and a breakfast bar, flowing seamlessly into the main living space and out onto an expansive private balcony. The spacious primary suite serves as a true retreat, featuring a double vanity, deep garden tub, and separate walk-in shower. Unrivaled Resort Amenities: Laketown Wharf offers resort living like nowhere else: 5 unique pools, multiple on-site restaurants, an ice cream shop, hair salon, putting green, state-of-the-art fitness center, covered garage parking, and a 52,000 sq. ft. lakefront boardwalk with nightly light and fountain shows. Whether you're seeking a high-performing vacation rental or your own turnkey beach escape, this unit is the one you've been looking for!

Full Property Details for 9860 S Thomas Dr #409

General

  • Price: $285,000
  • HOA FEE: $1,065/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $3,574 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 796680
  • Updated: Today (10/16/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 6
  • Interior Features: Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
  • Appliances: Washer/Dryer Stacked, Electric Range, Electric Water Heater
  • Flooring: Plank, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Stacked

Additional Information

  • Shared Amenities: Beach Rights, Gazebo
  • Pool: Yes
  • Pool Description: Community
  • Security/Safety: Carbon Monoxide Detector(s), Fire Sprinkler System, 24 Hour Security, Security Guard, Fire Alarm, Smoke Detector(s)

Exterior

  • Porch/Patio/Deck: Balcony

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Parking Lot, Community Structure

Location

  • County: Bay
  • Subdivision: Laketown Wharf
  • Driving Directions: Located at the corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes
  • Assoc. Fees Include: Association Management, Cable TV, Fitness Facility, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Security, Trash, Water

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric, Heat Pump

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available, High Speed Internet Available

Structural Information

  • Architectural Style: High Rise
  • Construction: Concrete
  • Elevator: Yes
  • Sq. Ft. Source: Appraiser
  • Year Built: 2008

Lot Features

  • Property View: Gulf, Lagoon, Lake, Water
  • Lot Dimensions: 0 x 0

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Gulf, Lake, Lake Front
  • Water Front View: Gulf, Lake, Lake Front
  • Lake Front: Yes

Financial Considerations

  • Association Fee: $3,196
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $3,574.1
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LAKETOWN WHARF UNIT 409 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4130 P 839 1262 TOTAL SF
  • Property ID: 40001-000-107

Listed by SimpliHOM

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— 9860 S Thomas Dr #409 —

  • SimpliHOM

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 9860 S Thomas Dr #409

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-81.2 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9860 S Thomas Dr #409 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/16/2026
Listed
$285,000
43.94%
MLS
5/16/2019
Sold
$198,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9860 S Thomas Dr #409

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,853
-33%
$261,381
-29%
2024
$4,281
1%
$369,750
-5%
2023
$4,223
56%
$391,000
84%
2021
$2,704
-20%
$212,500
-36%
2022
$3,391
25%
$330,225
62%
2021
$2,704
9%
$204,000
1%
2019
$2,481
—
$202,470
2%
2018
$2,469
14%
$197,965
1%
2017
$2,171
13%
$195,925
19%
2016
$1,924
35%
$165,155
45%
2015
$1,429
10%
$114,164
10%
2014
$1,302
25%
$103,785
10%
2013
$1,039
—
$94,350
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 9860 S Thomas Dr #409

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NMLS#: 1598647

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9860 S Thomas Dr  #1222  Panama City Beach, FL 32408

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9860 S Thomas Drive #409, Panama City Beach, FL 32408 (MLS# 796680) is a Condo property with 2 bedrooms and 2 full bathrooms. 9860 S Thomas Drive #409 is currently listed for $285,000 and was received on October 16, 2026. Want to learn more about 9860 S Thomas Drive #409? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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