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$380,000 Sale Pending

  • For Sale
  • Pending
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1,262 Sq. Ft.
  • Updated 3 days ago
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GULF VIEWS, STRONG RENTAL POTENTIAL & FLEXIBLE SELLER FINANCING! This 10th-floor condo delivers the Panama City Beach lifestyle buyers and investors are looking for, with direct access to sugar-white sand beaches, emerald Gulf waters, and endless entertainment just steps away. Whether you're searching for a personal getaway or a high-performing vacation rental, this unit offers an ideal opportunity. Inside, the open-concept living space is filled with natural light and flows to a private balcony overlooking the Gulf, perfect for morning coffee or relaxing after a day on the beach. The layout is designed to maximize occupancy with a spacious bedroom and additional bunk space, making it highly appealing for short-term rentals. Located in a resort-style community, owners and guests enjoy multiple pools, beach access, a fitness center, and on-site dining, all contributing to strong rental demand. Positioned along one of the most desirable stretches of Panama City Beach, you are just minutes from popular attractions, waterfront dining, shopping, fishing charters, and family-friendly entertainment. This is a turnkey opportunity for investors seeking income potential in a high-demand beach market or buyers wanting a vacation home that can help offset costs through rentals. Seller financing available at 5% interest with a 3 to 4 year balloon, amortized over 30 years, with 20% down, adding flexibility to an already strong investment opportunity.

Full Property Details for 9860 S Thomas Dr #UNIT 1007

General

  • Price: $380,000
  • Taxes: $4,385 (2025)
  • Status: Pending
  • Type: Condo
  • Source: Emerald_Coast
  • MLS ID: 1003074
  • Updated: 5/22/2026
  • Added to Site: 12 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Dumpster, Elevators, Exercise Room, Game Room, Pavillion/Gazebo, Picnic Area, Pool, TV Cable

Interior

  • Number of Rooms: 5
  • Interior Features: Owner's Closet
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
  • Flooring: Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Balcony

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Laketown Wharf
  • Driving Directions: Located at the Corner of Front Beach Road and South Thomas Drive, Across from Pineapple Willy's.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Association: Yes
  • Assoc. Fees Include: Ground Keeping, Internet Service, Management, Master Association, Recreational Faclty, Security, Sewer, Water, Cable TV, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Community Water, Electric, TV Cable

Structural Information

  • Construction: Stucco
  • Exterior Const.: Stucco
  • Square Feet: 1,262
  • Sq. Ft. Source: County PA Records
  • Year Built: 2008

Lot Features

  • Property View: Lake, Gulf

Water Features

  • Water View: Yes

Financial Considerations

  • Assessment Amount: $3,198
  • Tax Amount: $4,385.75
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LAKETOWN WHARF UNIT 1007 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4590 P 1371 1262 TOTAL SF
  • APN: 40001-000-332
  • Property ID: 40001-000-332

Listed by Salty Marlin Realty

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Listing agent

— 9860 S Thomas Dr #UNIT 1007 —

  • Salty Marlin Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 9860 S Thomas Dr #UNIT 1007 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/14/2026
Listed
$380,000
-8.43%
MLS
10/22/2021
Sold
$415,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9860 S Thomas Dr #UNIT 1007

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,767
—
$335,750
-9%
2024
$4,767
-4%
$369,750
-5%
2023
$4,978
84%
$391,000
84%
2021
$2,704
-30%
$212,500
-36%
2022
$3,843
42%
$330,225
62%
2021
$2,704
17%
$204,000
22%
2019
$2,305
3%
$167,147
10%
2018
$2,238
14%
$151,952
-22%
2017
$1,959
13%
$195,925
19%
2016
$1,726
21%
$165,155
45%
2015
$1,429
10%
$114,164
10%
2014
$1,302
25%
$103,785
10%
2013
$1,039
—
$94,350
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 9860 S Thomas Dr #UNIT 1007

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Salty Marlin Realty

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9860 S Thomas Drive #UNIT 1007, Panama City Beach, FL 32408 (MLS# 1003074) is a Condo property with 3 bedrooms and 2 full bathrooms. 9860 S Thomas Drive #UNIT 1007 is currently listed for $380,000 and was received on May 14, 2026. Want to learn more about 9860 S Thomas Drive #UNIT 1007? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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