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$299,000 -$21,000 (-6.56%) Price Reduced

  • For Sale
  • Active
  • Condo
  • 1 Bed
  • 2 Full Baths
  • 864 Sq. Ft.
  • Updated 5 days ago
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PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand-sunrise coffee and sunset colors never get old. From the beach boardwalk, your toes are literally steps from the shoreline. Shores of Panama delivers true resort living: a massive lagoon-style pool with tropical landscaping, hot tubs, a tiki bar and grill, and direct beach access-plus an indoor heated pool for year-round enjoyment. Onsite conveniences include a fitness center, spa/sauna, coffee shop, and covered parking, with security and front-desk services that make guest turnover smooth and welcoming. The location puts the best of Panama City Beach within easy reach. Walk next door to Pineapple Willy's for gulf-front dining, pop across the street for quick groceries, or head a few minutes to Shipwreck Island Waterpark, WonderWorks, and Ripley's Believe It or Not. Charter a fishing trip, rent jet skis, or spend the day exploring St. Andrews State Park. Pier Park's shopping, restaurants, concerts, and events are just a short drive awaykeeping calendars full and occupancy strong throughout the seasons. Whether you're building an investment portfolio or looking for a beach home you can enjoy between bookings, this Shores of Panama residence checks all the boxes: postcard-worthy views, resort amenities, and a walkable, central PCB location.

Full Property Details for 9900 S Thomas Dr #UNIT 1509

General

  • Price: $299,000
  • Taxes: $3,908 (2024)
  • Status: Active
  • Type: Condo
  • Source: Emerald_Coast
  • MLS ID: 987158
  • Updated: 4/13/2026
  • Added to Site: 192 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Community Room, Dumpster, Elevators, Exercise Room, Game Room, Gated Community, Pavillion/Gazebo, Pool, Sauna/Steam Room, Waterfront

Interior

  • Number of Rooms: 3
  • Interior Features: Breakfast Bar, Hallway Bunk Beds
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Tile, Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 1

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Balcony

Parking

  • Parking Features: Deeded, Garage Detached

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: SHORES OF PANAMA
  • Driving Directions: From the Hathaway bridge head west on us-98, Use the right 3 lanes to turn slightly right to stay on US-98 w, turn slightly left onto FL-30 W/Front Beach Rd, turn left onto Thomas Dr, Turn right onto S Thomas Dr, 9900 S Thomas Dr.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Insurance, Master Association, Security, Sewer, Water, Cable TV, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water, TV Cable

Structural Information

  • Square Feet: 864
  • Sq. Ft. Source: County PA Records
  • Year Built: 2007

Lot Features

  • Property View: Gulf

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Gulf

Financial Considerations

  • Assessment Amount: $3,087
  • Tax Amount: $3,908.65
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: SHORES OF PANAMA PHASE I UNIT 1509 TYPE A ORB 2941 P 107 ORB 2964 P 2096 15TH FLOOR 1BD/2BR . 864 SQ FT
  • APN: 40000-650-258
  • Property ID: 40000-650-258

Listed by Salty Marlin Realty

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Listing agent

— 9900 S Thomas Dr #UNIT 1509 —

  • Salty Marlin Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 9900 S Thomas Dr #UNIT 1509

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-81 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9900 S Thomas Dr #UNIT 1509 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Price Reduced
$299,000
-6.56%
MLS
10/08/2025
Listed
$320,000
44.21%
MLS
8/15/2007
Sold
$221,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9900 S Thomas Dr #UNIT 1509

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,909
—
$269,168
-23%
2024
$3,909
7%
$350,625
—
2023
$3,668
52%
$350,625
83%
2021
$2,410
-8%
$191,250
-15%
2022
$2,633
9%
$224,825
25%
2021
$2,410
19%
$179,350
18%
2019
$2,030
16%
$151,938
10%
2018
$1,754
18%
$138,125
7%
2017
$1,489
-10%
$129,200
-9%
2016
$1,658
-1%
$141,950
2%
2015
$1,679
6%
$139,400
6%
2014
$1,586
15%
$131,750
5%
2013
$1,375
—
$125,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 9900 S Thomas Dr #UNIT 1509

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Salty Marlin Realty

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9900 S Thomas Drive #UNIT 1509, Panama City Beach, FL 32408 (MLS# 987158) is a Condo property with 1 bedroom and 2 full bathrooms. 9900 S Thomas Drive #UNIT 1509 is currently listed for $299,000 and was received on October 09, 2025. Want to learn more about 9900 S Thomas Drive #UNIT 1509? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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