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$419,900

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 907 Sq. Ft.
  • Updated 1 day ago

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Welcome to your Gulf-front condo in Panama City Beach at the highly sought-after Shores of Panama--a proven short-term rental investment with strong income history and breathtaking direct Gulf views from the 20th floor. This 2 bedroom, 2-bath Gulf-front condo is designed for both personal enjoyment and maximum rental performance. The open-concept layout features a fully equipped kitchen with stainless steel appliances, a spacious living area with updated coastal furnishings, and floor-to-ceiling glass doors leading to a private balcony overlooking the emerald waters and white sand beaches of the Gulf of Mexico. The primary suite offers a comfortable king-sized bed, while the separate bunk room (queen-over-queen configuration) significantly increases occupancy--making this unit ideal for vacation rental income. Coastal tones and modern finishes create a bright, clean, and turnkey-ready interior. Step outside to your private balcony and take in panoramic beachfront views, perfect for sunrise coffee or sunset cocktails--one of the most desirable features for Panama City Beach vacation rentals.This unit also includes a deeded parking space, a rare and highly valuable asset that enhances both convenience and rental appeal. Owners and guests at Shores of Panama enjoy resort-style amenities including: Lagoon-style beachfront pool,Indoor heated pool & hot tub, Fitness center & full-service spa, On-site dining and bar, Direct beach access. Located in the heart of Panama City Beach, Florida, this property is minutes from dining, entertainment, and attractions--making it a top choice for investment property buyers, second-home owners, and those seeking a turnkey beachfront condo. Whether you're searching for a high-performing investment property or a Gulf-front second home, this opportunity delivers on every level.

Full Property Details for 9900 S Thomas Dr #UNIT 2011

General

  • Price: $419,900
  • Taxes: $3,860 (2025)
  • Status: Active
  • Type: Condo
  • Source: Emerald_Coast
  • MLS ID: 999261
  • Updated: 4/13/2026
  • Added to Site: 15 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Dumpster, Elevators, Exercise Room, Game Room, Pool, Waterfront

Interior

  • Number of Rooms: 4
  • Interior Features: Washer/Dryer Hookup
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Balcony

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Garage

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: SHORES OF PANAMA
  • Driving Directions: From Hathaway Bridge, travel West and stay in the left lane for Front Beach Road. Turn South at intersection of Front Beach Road and S. Thomas Drive. Shores of Panama is located immediately on your right before Pineapple Willy's.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Surfside
  • High School: Arnold

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Internet Service, Legal, Management, Master Association, Recreational Faclty, Security, Sewer, Water, Cable TV, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water, TV Cable

Structural Information

  • Construction: Concrete
  • Exterior Const.: Concrete
  • Stories/Levels: 23
  • Square Feet: 907
  • Sq. Ft. Source: County PA Records
  • Year Built: 2007

Lot Features

  • Property View: Gulf

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Gulf

Financial Considerations

  • Assessment Amount: $3,491
  • Tax Amount: $3,860.54
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: SHORES OF PANAMA PHASE I UNIT 2011 TYPE C(L) ORB 2740 P 2252 20TH FLOOR 1BD/2BR ORB 4587 P 1685 907 SQ FT ORB 4587 P 1687 PARKING SP# 715
  • APN: 40000-650-350
  • Property ID: 40000-650-350

Listed by Christies International Real Estate Emerald Coast

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Listing agent

— 9900 S Thomas Dr #UNIT 2011 —

  • Christies International Real Estate Emerald Coast

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 9900 S Thomas Dr #UNIT 2011

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-81 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9900 S Thomas Dr #UNIT 2011 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/30/2026
Listed
$419,900
3.68%
MLS
7/12/2022
Sold
$405,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9900 S Thomas Dr #UNIT 2011

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,517
—
$289,001
-20%
2024
$4,517
-1%
$361,251
—
2023
$4,579
85%
$361,250
88%
2021
$2,479
-25%
$192,525
-31%
2022
$3,290
33%
$278,758
43%
2021
$2,479
12%
$195,500
10%
2019
$2,208
9%
$177,557
10%
2018
$2,032
14%
$161,415
3%
2017
$1,789
-2%
$155,975
—
2016
$1,821
-3%
$156,188
—
2015
$1,877
7%
$156,188
7%
2014
$1,757
17%
$146,200
6%
2013
$1,506
—
$138,125
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 9900 S Thomas Dr #UNIT 2011

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Christies International Real Estate Emerald Coast

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9900 S Thomas Drive #UNIT 2011, Panama City Beach, FL 32408 (MLS# 999261) is a Condo property with 2 bedrooms and 2 full bathrooms. 9900 S Thomas Drive #UNIT 2011 is currently listed for $419,900 and was received on March 30, 2026. Want to learn more about 9900 S Thomas Drive #UNIT 2011? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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