9900 S Thomas Drive #UNIT 2131, Panama City Beach, FL 32408 - Photo 1

1/1

$655,000

Sold
Closed
Condo
3 Beds
3 Full Baths
1,400 Sq. Ft.
Updated 4 days ago

1/1

Property Description

Stop Waiting on the Bank. Start Owning the Beach. Your Name on the Deed. Your Terms!!! Unit 2131 is now available with OWNER FINANCING. Here's the opportunity: 20% Down 5% Interest 5-Year Balloon No Debt on your credit No credit check No hassle to verified income As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists. Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably. This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking panoramic views, offering an elevated beachfront experience that truly sets it apart. Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!! The unit also comes with 2 deeded parking spaces sold separately.

Full Property Details

Full Property Details for 9900 S Thomas Dr #UNIT 2131

General

Sold For: $655,000
Taxes: $6,248 (2025)
Status: Closed
Type: Condo
Source: Emerald_Coast
MLS ID: 1010650
Added to Site: 47 day(s) ago

Interior

Number of Rooms: 5
Appliances: Cooktop, Ice Machine, Range Hood

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3

Bedrooms

Total Bedrooms: 3

Additional Information

Pool: Yes
Pool Description: Pool Type

Parking

Garage: Yes
Garage Spaces: 2
Parking Features: See Remarks

Location

Area: 27 - Bay County
County: Bay
Subdivision: SHORES OF PANAMA
Driving Directions: From the Hathaway bridge head west on us-98, Use the right 3 lanes to turn slightly right to stay on US-98 w, turn slightly left onto FL-30 W/Front Beach Rd, turn left onto Thomas Dr, Turn right onto S Thomas Dr, 9900 S Thomas Dr.

School Information

Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold

Heating & Cooling

Air Conditioning: Yes
Cooling Type: Ceiling Fans
Heating/Cooling: Ceiling Fans

Utilities

Utility Description: Electric

Structural Information

Square Feet: 1,400
Sq. Ft. Source: County PA Records
Year Built: 2007

Water Features

Water Front: Yes
Water Front Type: Bay

Financial Considerations

Tax Amount: $6,248.86
Tax Year: 2025

Disclosures and Reports

Legal Description: SHORES OF PANAMA II UNIT 2131 TYPE U ORB 2835 P 434 3BR 3BA . 1400 TOTAL SF ORB 4606 P 2043 PK SP 735 & 736
APN: 40000-675-272
Property ID: 40000-675-272

Listed and Sold by Salty Marlin Realty

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— 9900 S Thomas Dr #UNIT 2131 —

Salty Marlin Realty

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Schools

Schools serving 9900 S Thomas Dr #UNIT 2131

School District:Bay County School District

Name	Grades	Distance
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407	K-8	1 mi
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407	9-12	2.2 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9900 S Thomas Dr #UNIT 2131

Date

Details

Price

Change

Source

9/30/2026

Sold

$655,000

-2.96%

MLS

9/02/2026

Price Reduced

$675,000

-0.74%

MLS

8/26/2026

Listed

$680,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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9900 S Thomas Drive #UNIT 2131, Panama City Beach, FL 32408 (MLS# 1010650) is a Condo property that was sold at $655,000 on September 30, 2026. Want to learn more about 9900 S Thomas Drive #UNIT 2131? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

9900 S Thomas Dr #UNIT 2131 Panama City Beach, FL 32408