This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/49
$339,900
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/49
Property Description
Laketown Wharf #431, a beautifully furnished 3-bedroom, 2-bath condo with breathtaking views and a prime location in the heart of Panama City Beach. From your private, lake-facing balcony, you can enjoy many quiet times. This spacious condo comes with new stainless steel appliances and is fully furnished and turnkey ready, making it ideal as a second home, vacation getaway, or investment property. All you need to bring are your sandals and sunscreen! Laketown Wharf offers resort-style amenities, including three sparkling pools, a full fitness center, a coffee bar, and several onsite restaurants. Just across the street from iconic Pineapple Willy's, you're also surrounded by premier dining, golf, shopping, entertainment, and family-friendly attractions. Don't miss your chance to own a piece of paradise. Come see #431 today-your beach life starts now!
Full Property Details
Full Property Details for 9902 S Thomas Dr #431
General
- Price: $339,900
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 771441
- Updated: 1/19/2026
- Added to Site: 334 day(s) ago
Interior
- Number of Rooms: 5
- Appliances: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Stacked
Additional Information
- Shared Amenities: Barbecue, Picnic Area
- Pool: Yes
- Pool Description: In Ground, Community
- Security/Safety: Fire Sprinkler System, Security Guard
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Laketown Wharf
- Driving Directions: Corner of Front Beach Road and S. Thomas Drive.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, High Speed Internet Available
Structural Information
- Architectural Style: High Rise
- Windows: Double Pane Windows
- Elevator: Yes
- Stories/Levels: 21
- Sq. Ft. Source: Appraiser
- Year Built: 2007
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Lake
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front
- Water Front View: Lake, Lake Front
- Lake Front: Yes
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: LAKETOWN WHARF UNIT 431 TYPE B BLDG 1 ORB 2994 P 1890 3BR 2BA ORB 4487 P 1873 1262 TOTAL SF
- Property ID: 40001-000-128
Listed by EXP Realty LLC
Get Pre-Approved Today
Schools
Schools serving 9902 S Thomas Dr #431
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 9902 S Thomas Dr #431
Date
Details
Price
Change
Source
1/19/2026
Price Increased
$339,900
3.03%
MLS
1/15/2026
Price Reduced
$329,900
-5.72%
MLS
5/31/2025
Price Reduced
$349,900
-2.78%
MLS
4/03/2025
Listed
$359,900
5.54%
MLS
11/10/2021
Sold
$341,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 9902 S Thomas Dr #431
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,969
-30%
$272,000
-18%
2024
$4,255
-1%
$330,225
—
2023
$4,302
75%
$330,225
64%
2021
$2,464
-36%
$201,875
-39%
2022
$3,829
55%
$330,225
97%
2021
$2,464
17%
$167,620
—
2019
$2,100
-15%
$167,620
-15%
2018
$2,469
14%
$197,965
1%
2017
$2,171
13%
$195,925
19%
2016
$1,924
35%
$165,155
45%
2015
$1,429
10%
$114,164
10%
2014
$1,302
25%
$103,785
10%
2013
$1,039
—
$94,350
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9902 S Thomas Dr #431
9902 S Thomas Drive #431, Panama City Beach, FL 32408 (MLS# 771441) is a Condo property with 3 bedrooms and 2 full bathrooms. 9902 S Thomas Drive #431 is currently listed for $339,900 and was received on April 04, 2025. Want to learn more about 9902 S Thomas Drive #431? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

