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$339,900

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1,262 Sq. Ft.
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Laketown Wharf #431, a beautifully furnished 3-bedroom, 2-bath condo with breathtaking views and a prime location in the heart of Panama City Beach. From your private, lake-facing balcony, you can enjoy many quiet times. This spacious condo comes with new stainless steel appliances and is fully furnished and turnkey ready, making it ideal as a second home, vacation getaway, or investment property. All you need to bring are your sandals and sunscreen! Laketown Wharf offers resort-style amenities, including three sparkling pools, a full fitness center, a coffee bar, and several onsite restaurants. Just across the street from iconic Pineapple Willy's, you're also surrounded by premier dining, golf, shopping, entertainment, and family-friendly attractions. Don't miss your chance to own a piece of paradise. Come see #431 todayyour beach life starts now!

Full Property Details for 9902 S Thomas Dr #431

General

  • Price: $339,900
  • Status: Active
  • Type: Condo
  • Source: Emerald_Coast
  • MLS ID: 975806
  • Updated: 4/13/2026
  • Added to Site: 430 day(s) ago

Rental Information

  • Complex Features: BBQ Pit/Grill, Beach, Community Room, Elevators, Exercise Room, Pool, Waterfront

Interior

  • Number of Rooms: 5
  • Interior Features: Breakfast Bar, Hallway Bunk Beds, Kitchen Island, Split Bedroom
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
  • Flooring: Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Balcony

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Laketown Wharf
  • Driving Directions: Corner of Front Beach Road and S. Thomas Drive.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Advertising, Insurance, Management, Master Association, Repairs/Maintenance, Security, Water, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water, TV Cable

Structural Information

  • Square Feet: 1,262
  • Sq. Ft. Source: County PA Records
  • Year Built: 2007

Lot Features

  • Property View: Lake

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Lake

Financial Considerations

  • Assessment Amount: $2,783

Disclosures and Reports

  • Legal Description: LAKETOWN WHARF UNIT 431 TYPE B BLDG 1 ORB 2994 P 1890 3BR 2BA ORB 4487 P 1873 1262 TOTAL SF
  • APN: 40001-000-128
  • Property ID: 40001-000-128

Listed by EXP Realty LLC

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Listing agent

— 9902 S Thomas Dr #431 —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 9902 S Thomas Dr #431

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-81.1 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9902 S Thomas Dr #431 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/19/2026
Price Increased
$339,900
3.03%
MLS
1/15/2026
Price Reduced
$329,900
-5.72%
MLS
5/31/2025
Price Reduced
$349,900
-2.78%
MLS
5/07/2025
Listed
$359,900
5.54%
MLS
11/10/2021
Sold
$341,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9902 S Thomas Dr #431

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,969
-30%
$272,000
-18%
2024
$4,255
-1%
$330,225
—
2023
$4,302
75%
$330,225
64%
2021
$2,464
-36%
$201,875
-39%
2022
$3,829
55%
$330,225
97%
2021
$2,464
17%
$167,620
—
2019
$2,100
-15%
$167,620
-15%
2018
$2,469
14%
$197,965
1%
2017
$2,171
13%
$195,925
19%
2016
$1,924
35%
$165,155
45%
2015
$1,429
10%
$114,164
10%
2014
$1,302
25%
$103,785
10%
2013
$1,039
—
$94,350
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 9902 S Thomas Dr #431

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by EXP Realty LLC

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9902 S Thomas Drive #431, Panama City Beach, FL 32408 (MLS# 975806) is a Condo property with 3 bedrooms and 2 full bathrooms. 9902 S Thomas Drive #431 is currently listed for $339,900 and was received on May 07, 2025. Want to learn more about 9902 S Thomas Drive #431? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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